103 Confederate Dr, #A, Richmond, KY 40475 Property Records

Madison County property record for 103 Confederate Dr, #A, Richmond, KY 40475

Property Summary

Property Type	Duplex
Details	504 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2024)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0071-005A-0115-A`

Property Details

APN / Parcel Number

Primary APN	`0071-005A-0115-A`
Alternative APNs	`122837` `85784` `51584`

Interior

Stories	1 Story
Building Area	504 sqft Total Area

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51584
Street Address	103 CONFEDERATE DR, A
City	RICHMOND
State	KY
Zip	40475-8842
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BATTLEFIELD ESTATES LOT 115A
Legal Subdivision	BATTLEFIELD
Legal Lot Number	115A
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2015
Census Tract	10901

Owner

103 Confederate Dr, #A is owned and occupied by an individual who bought it in April 2024.

Source: Madison County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103A CONFEDERATE DR, RICHMOND, KY 40475-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · VA Mortgage MILESTONE MORTGAGE SOLUTIONS
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 31, 2025	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 10, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 19, 2023	Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST
Feb 9, 2022	Warranty Deed, Transfer
May 27, 2021	Warranty Deed, Transfer
Feb 13, 2020	Deed, Transfer
Feb 13, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Oct 19, 2023 · Amount on File
Deed Document Number	202414198538
Deed Book / Page	850 / 714
Prior Transfer Date	Jan 2, 2020
Prior Transfer Doc	D00784/477
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Aug 24, 2026
Property Address	103 CONFEDERATE DR, A, RICHMOND, KY 40475-8842
Document Number	0014370644
Book / Page	2495 / 252
Instrument Date	Aug 17, 2026
Instrument	202614370644
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONFEDERATE DR, RICHMOND, KY 40475-8842

Mortgage

Document Number	0014370644,
Date	Aug 24, 2026
Book Page	2495/252
Instrument	202614370644

Lender

Name	MILESTONE MORTGAGE SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103A CONFEDERATE DR, RICHMOND, KY 40475-8842

Mortgage

Document Number	00M2247/91
Date	Jul 18, 2023
Book Page	M2247/91
Instrument	2014157394

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONFEDERATE DR A, A, RICHMOND, KY 40475-8842

Mortgage

Document Number	0M2356/394
Date	Jan 31, 2025
Book Page	M2356/394
Instrument	2014244022

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 10, 2024
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	00D850/714
Book / Page	D850 / 714
Map Reference	MB 16 PG 187
Instrument Date	Apr 5, 2024
Instrument	2014198538
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3155 DOYLESVILLE RD, RICHMOND, KY 40475-7602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842

Mortgage

Document Number	2014198539
Date	Apr 10, 2024
Instrument	2014198539

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 19, 2023
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	000D845/71
Book / Page	D845 / 71
Map Reference	MB 16 PG 187
Instrument Date	Oct 4, 2023
Instrument	2014172785
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103A CONFEDERATE DRIVE, RICHMOND, KY 40475-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DOYLESVILLLE ROAD, RICHMOND, KY 40475
Investor	Possibly a Property Investor

Mortgage

Document Number	2014172786
Date	Oct 19, 2023
Instrument	2014172786

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 9, 2022
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	00D818/247
Book / Page	D818 / 247
Map Reference	MB 16 PG 187
Instrument Date	Feb 2, 2022
Instrument	2014076419
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 INVERNESS TRL, RICHMOND, KY 40475-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103A CONFEDERATE DR, RICHMOND, KY 40475-8842

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 27, 2021
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	000D806/39
Book / Page	D806 / 39
Instrument Date	May 21, 2021
Instrument	2014038619
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 WOODS EDGE DR, SOMERSET, KY 42503-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LNVERNESS TRAIL, RICHMOND, KY 40475

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 13, 2020
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	D00784/480
Book / Page	D00784 / 480
Map Reference	MB 16 PG 187
Instrument Date	Jan 26, 2020
Instrument	2014007305
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 WOODS EDGE DR, SOMERSET, KY 42503-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 WOODS EDGE DR, SOMERSET, KY 42503-5605
Mail Care Of	KENNETH CHAD TINDALL

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Feb 13, 2020
Property Address	103 CONFEDERATE DR # A, A, RICHMOND, KY 40475-8842
Document Number	D00784/477
Book / Page	D00784 / 477
Map Reference	MB 16 PG 187
Instrument Date	Jan 2, 2020
Instrument	2014007304
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 WOODS EDGE DR, SOMERSET, KY 42503-5605

Tax Assessment & Valuation

The 2025 property tax bill for 103 Confederate Dr, #A was $2,507 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 Homeowner's exemption	$315,000	$315,000
2023	$1,684.00 (-19.46%) Homeowner's exemption	$220,000 (+2.33%)	$220,000 (+2.33%)
2022	$2,091.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Confederate Dr, #A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Confederate Dr, #A is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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