103 Comstock Dr, Shepherdstown, WV 25443 Property Records

Berkeley County property record for 103 Comstock Dr, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,275 sqft · built 2021
Lot Size	3.79 acres (165,092 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2021)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8-0059.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8-0059.0000`
Alternative APNs	`02-08-8-0059.0000` `07171491`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,912 sqft

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	165,092 sqft (3.79 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07171491
Street Address	103 COMSTOCK DR
City	SHEPHERDSTOWN
State	WV
Zip	25443-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.79 AC LOT 12 SEC 4 POTOMAC RIVER FARM
Legal Subdivision	POTOMAC RIVER FARM SUB
Legal Block	32
Legal Lot Number	12
Jurisdiction	BERKELEY WV
Township / Civil Division	TUSCARORA
Census Block Group	1
Census Block	1024
Census Tract	971401

Owner

103 Comstock Dr is owned and occupied by an individual who bought it in August 2021.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	103 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 17, 2021	Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20210030560
Deed Book / Page	1355 / 473
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	103 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3506
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004095/531
Date	Jan 23, 2024
Book Page	4095/531
Instrument	20240002185

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2039

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 17, 2021
Property Address	103 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3506
Document Number	001355/473
Book / Page	1355 / 473
Map Reference	DB 1289 PG 421
Instrument Date	Aug 16, 2021
Instrument	20210030560
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3506

Mortgage

Document Number	003758/114
Date	Aug 17, 2021
Book Page	3758/114
Instrument	20210030561

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Comstock Dr was $2,665.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,665.00	$219,250 Land $35,410 Building $183,840	$365,400 Land $59,000 Building $306,400
2023	$2,674.00	$211,630 Land $30,010 Building $181,620	$352,700 Land $50,000 Building $302,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Comstock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Comstock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Comstock Dr

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