103 Colonial Dr, Versailles, KY 40383 Property Records

Jessamine County property record for 103 Colonial Dr, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,741 sqft · built 2014
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2019)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-00-00-016.47`

Property Details

APN / Parcel Number

Primary APN	`010-00-00-016.47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,741 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Brick/Stone
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 COLONIAL DR
City	VERSAILLES
State	KY
Zip	40383-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17
Legal Subdivision	COLONIAL ESTATES
Legal Lot Number	17
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2025
Census Tract	60600

Owner

103 Colonial Dr is owned and occupied by an individual who bought it in July 2019.

Source: Jessamine County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 3, 2019	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Apr 11, 2017	Grant Deed, Transfer · Conventional with PMI PEOPLES EXCHANGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	377256
Deed Book / Page	D794 / 409
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406845
Date	Sep 16, 2021
Book Page	M1481/24
Instrument	406845

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406844
Date	Sep 16, 2021
Book Page	M1481/8
Instrument	406844

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386766
Date	Apr 8, 2020
Book Page	M1396/501
Instrument	386766

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386765
Date	Apr 8, 2020
Book Page	M1396/500
Instrument	386765

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jul 3, 2019
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000377256
Book / Page	D794 / 409
Map Reference	CAB 8 SL 639
Instrument Date	Jun 26, 2019
Instrument	377256
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53711 STERN RD, 53711, POWHATAN POINT, OH 43942-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 COLONIAL DR, VERSAILLES, KY 40383-9385

Mortgage

Document Number	0000377257
Date	Jul 3, 2019
Instrument	377257

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000377258
Date	Jul 3, 2019
Book Page	M1366/643
Instrument	377258

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JESSAMINE KY
Recording Date	Apr 11, 2017
Property Address	103 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000353087
Book / Page	000755 / 000102
Instrument Date	Apr 5, 2017
Instrument	353087
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 COLONIAL DR VERSAILLES KY 403839387, VERSAILLES, KY 40383-9387

Mortgage

Document Number	353088
Date	Apr 11, 2017
Book Page	001282/000340
Instrument	353088

Lender

Name	PEOPLES EXCHANGE BK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 Colonial Dr was $5,247.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00	$457,500 Land $79,300 Building $378,200	$457,500 Land $79,300 Building $378,200
2023	$4,192.00	$375,000 Land $65,000 Building $310,000	$375,000 Land $65,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2008–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures