103 Colonial Ct, Forest, VA 24551 Property Records

Bedford County property record for 103 Colonial Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,976 sqft · built 1988
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Feb 2026)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Jul 2009 Line of Credit Nov 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`117F 3 43`

Property Details

APN / Parcel Number

Primary APN	`117F 3 43`
Alternative APNs	`11765900` `471936`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Porch	Porch
Porch Area	448 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	103 COLONIAL CT
City	FOREST
State	VA
Zip	24551-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON WOODS LT 43 SC2
Legal Subdivision	JEFFERSON WOODS
Legal Lot Number	43
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3004
Census Tract	30104

Owner

Source: Bedford County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COLONIAL CT, FOREST, VA 24551-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2009	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Nov 30, 2007	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 6, 2009	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 17, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2025	Bargain and Sale Deed, Transfer · Commercial Mortgage STRATEGIC FUNDING LP
Mar 14, 2014	Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Feb 12, 2007	Special Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	20261272
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090009177
Date	Jul 27, 2009
Instrument	090009177

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LYNCHBURG, VA 24504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070017760
Date	Nov 30, 2007
Instrument	070017760

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

Interest

Rate	6.37%

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090001232
Date	Feb 6, 2009
Instrument	090001232

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2039

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 17, 2026
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Document Number	0260001272
Map Reference	MB 704 PG 355
Instrument Date	Feb 12, 2026
Instrument	260001272
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COLONIAL CT, FOREST, VA 24551-2035

Mortgage

Document Number	0260001273
Date	Feb 17, 2026
Instrument	260001273

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 6, 2025
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Document Number	0250008587
Instrument Date	Oct 2, 2025
Instrument	250008587
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PIKE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BETHEL PARK DR, LYNCHBURG, VA 24502-5262
Investor	Possibly a Property Investor

Mortgage

Document Number	0250008588
Date	Oct 6, 2025
Instrument	250008588

Lender

Name	STRATEGIC FUNDING LP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 14, 2014
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Document Number	140001984
Map Reference	DD704 PG359
Instrument Date	Feb 24, 2014
Instrument	140001984
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 COLONIAL CT, FOREST, VA 24551-2035

Mortgage

Document Number	0140001985
Date	Mar 14, 2014
Instrument	140001985

Lender

Name	SUMMIT MORTGAGE CORP
Type	Subprime Lender
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2044

February 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 12, 2007
Property Address	103 COLONIAL CT, FOREST, VA 24551-2035
Document Number	070002194
Instrument Date	Feb 5, 2007
Instrument	070002194
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000

Mortgage

Document Number	070002195
Date	Feb 12, 2007
Instrument	070002195

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Interest

Rate	6.62%

Mortgage

Document Number	0070002196
Date	Feb 12, 2007
Instrument	070002196

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00	$298,800 (+1%) Land $55,000 Building $243,800
2023	$1,225.00 Additional exemption filed	$149,400	$298,800 Land $55,000 Building $243,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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