103 Coles Way, Madison, MS 39110 Property Records

Madison County property record for 103 Coles Way, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 2009
Owner	2 Individual Names on File
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081F-24-301`

Property Details

APN / Parcel Number

Primary APN	`081F-24-301`
Alternative APNs	`081F-24-301/00.00` `49837`

Interior

Stories	1 Story
Building Area	2,172 sqft Adjusted Area
1st Floor Area	1,886 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	49837
Old Parcel Number	081F-24 -301/00.00
Street Address	103 COLES WAY
City	MADISON
State	MS
Zip	39110-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 131 ASHBROOKE PART THREE A2
Legal Range	01E
Legal Township	08N
Legal Section	24
Legal Subdivision	ASHBROOKE PART 3A2
Legal Lot Number	131
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2008
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 COLES WAY, MADISON, MS 39110-6876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 4, 2018	Warranty Deed, Transfer ARSTA MTG SVCS
Apr 2, 2018	Warranty Deed, Transfer COMMUNITY BK/MS
Nov 16, 2017	Warranty Deed, Transfer FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018
Deed Sale	Sep 4, 2018
Prior Sale	Nov 16, 2017
Deed Document Number	0003643834
Deed Book / Page	3643 / 834
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 COLES WAY, MADISON, MS 39110-6876
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLES WAY, MADISON, MS 39110-6876

Mortgage

Document Number	004151/116
Date	Dec 28, 2021
Book Page	4151/116
Instrument	947119

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 4, 2018
Property Address	103 COLES WAY, MADISON, MS 39110-6876
Document Number	0000847092
Book / Page	003643 / 000834
Instrument Date	Aug 30, 2018
Instrument	847092
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 COLES WAY MADISON MS 391106876, MADISON, MS 39110-6876

Mortgage

Document Number	847094
Date	Sep 4, 2018
Book Page	003643/000837
Instrument	847094

Lender

Name	ARSTA MTG SVCS
Type	Mortgage Company
Address	MADISON, MS 39110

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 2, 2018
Property Address	103 COLES WAY, MADISON, MS 39110-6876
Document Number	0000836209
Book / Page	003585 / 000424
Instrument Date	Mar 30, 2018
Instrument	836209
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLES WAY MADISON MS 391106876, MADISON, MS 39110-6876

Mortgage

Document Number	836211
Date	Apr 2, 2018
Book Page	003585/000440
Instrument	836211

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 16, 2017
Property Address	103 COLES WAY, MADISON, MS 39110-6876
Document Number	0000828299
Book / Page	003545 / 000077
Instrument Date	Oct 31, 2017
Instrument	828299
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1848 RIDGELAND MS 391581848, RIDGELAND, MS 39158-1848

Mortgage

Document Number	828300
Date	Nov 16, 2017
Book Page	003545/000079
Instrument	828300

Lender

Name	FIRST BK
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2022

Interest

Rate	25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 Homeowner's exemption	$17,789 (+0.49%)	$177,890 (+0.49%) Land $40,000 Building $137,890
2024	$1,526.00 (+0.59%)
2023	$1,517.00 Homeowner's exemption	$17,702	$177,020 Land $40,000 Building $137,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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