103 Cole St, Pooler, GA 31322 Property Records

Chatham County property record for 103 Cole St, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Apr 2024)
Tax Bill	$3,594 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009Q-04-001`

Property Details

APN / Parcel Number

Primary APN	`5-1009Q-04-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	121 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	103 COLE ST
City	POOLER
State	GA
Zip	31322-9822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 211 ELLIS PARK PHASE 2
Legal Phase	2
Legal Lot Number	211
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2001
Census Tract	10819

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 COLE ST, POOLER, GA 31322-9822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage UMORTGAGE
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE
Jun 17, 2021	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Book / Page	3339 / 587
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	103 COLE ST, POOLER, GA 31322-9822
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLE ST, POOLER, GA 31322-9822

Mortgage

Document Number	0038020382
Date	Oct 14, 2025
Book Page	0000003802/0000000382

Lender

Name	UMORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 1, 2024
Property Address	103 COLE ST, POOLER, GA 31322-9822
Document Number	0033390587
Book / Page	3339 / 587
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLE ST, POOLER, GA 31322-9822

Mortgage

Document Number	0003339589
Date	Apr 1, 2024
Instrument	3339/589

Lender

Name	UMORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2054

June 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 17, 2021
Property Address	103 COLE ST, POOLER, GA 31322-9822
Document Number	0024200726
Book / Page	2420 / 726
Instrument Date	Jun 17, 2021
Instrument	2021-007773
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLE ST, POOLER, GA 31322-9822
Investor	Possibly a Property Investor

Mortgage

Document Number	0024200730
Date	Jun 23, 2021
Book Page	0000002420/0000000730

Lender

Name	DHI MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,640 (+3.84%) Land $30,000 Building $99,640	$324,100 (+3.84%) Land $75,000 Building $249,100
2025	$3,594.00 (+13.66%)	$124,840 (+0.68%) Land $30,000 Building $94,840	$312,100 (+0.68%) Land $75,000 Building $237,100
2023		$124,000 (+27.1%) Land $30,000 Building $94,000	$310,000 (+27.1%) Land $75,000 Building $235,000
2022	$3,162.00	$97,560 Land $22,400 Building $75,160	$243,900 Land $56,000 Building $187,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	2 (2016–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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