Lafayette County property record for 103 Co Rd 271, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,064 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-33-024.00 |
| Primary APN | 128-33-024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 1,599 sqft |
| 2nd Floor Area | 444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
| Patio Area | 704 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 15303 |
|---|---|
| Street Address | 103 COUNTY ROAD 271 |
| City | OXFORD |
| State | MS |
| Zip | 38655-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 SE1/4 S OF RD PREV APN: 100 -33-013-A |
| Legal Range | 02W |
| Legal Township | 08S |
| Legal Section | 33 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950100 |
103 Co Rd 271 is owned and occupied by two individuals who acquired it in July 2023.
Source: Lafayette County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 COUNTY ROAD 271, OXFORD, MS 38655-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 |
| Deed Sale | Aug 31, 2022 |
| Deed Document Number | 20228204 |
| Last Transfer Date | Jul 12, 2023 |
| Transfer Doc | 0000009338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 12, 2026 |
| Property Address | 103 COUNTY ROAD 271, OXFORD, MS 38655-9235 |
| Document Number | 0000007438 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20267438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 COUNTY ROAD 271, OXFORD, MS 38655-9235 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007438, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20267438 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jul 31, 2028 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 103 COUNTY ROAD 271, OXFORD, MS 38655-9235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202106636 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 202106636 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 17, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Co Rd 271 was $1,439 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 Homeowner's exemption | $16,565 | $165,650 Land $11,500 Building $154,150 |
| 2023 | $1,058.00 Homeowner's exemption | $12,734 | $127,340 Land $11,500 Building $115,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Co Rd 271 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Co Rd 271 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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