103 Clover St, Windsor, CT 06095 Property Records

Windsor Town property record for 103 Clover St, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,202 sqft · built 1959
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Jul 2003)
Tax Bill	$5,765 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3361.00`

Property Details

APN / Parcel Number

Primary APN	`3361.00`
Alternative APNs	`WIND M:00055 B:00444 L:000032` `WSOR M:00055 B:00444 L:000032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	2,440 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3361.00
Street Address	103 CLOVER ST
City	WINDSOR
State	CT
Zip	06095-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	444
Legal Lot Number	32
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	473700

Owner

103 Clover St is owned and occupied by two individuals who bought it in July 2003.

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CLOVER ST, WINDSOR, CT 06095-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2003 · Amount on File
Deed Sale	Jul 23, 2003 · Amount on File
Deed Book / Page	1398 / 334
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	103 CLOVER ST, WINDSOR, CT 06095-3710
Document Number	1880-848
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CLOVER ST WINDSOR CT 060953710, WINDSOR, CT 06095-3710

Mortgage

Document Number	1880-848
Date	Oct 10, 2019
Book Page	001880/000848
Instrument	3459

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,650 (-) Land $65,520 Building $137,130	$141,855 Land $45,864 Building $95,991
2024	$5,765.00 (-6.17%)	$202,650 (+49.07%) Land $65,520 Building $137,130
2023	$6,144.00 (+35.84%)	$135,940 (-) Land $51,240 Building $84,700
2022	$4,523.00	$135,940 Land $51,240 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Clover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Clover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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