103 Clover Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 103 Clover Ln, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,080 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Aug 2017)
Tax Bill	$786 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`183-02-03-016-000`

Property Details

APN / Parcel Number

Primary APN	`183-02-03-016-000`
Alternative APN	`13799`

Interior

Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,080 sqft

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13799
Street Address	103 CLOVER LN
City	RIDGEWAY
State	SC
Zip	29130-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	103 CLOVER LANE
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1003
Census Tract	960301

Owner

103 Clover Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 CLOVER LN, RIDGEWAY, SC 29130-7559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 23, 2016	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20171915
Deed Book / Page	1288 / 52
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	103 CLOVER LN, RIDGEWAY, SC 29130-7559
Document Number	0000002797
Book / Page	001300 / 000283
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CLOVER LN RIDGEWAY SC 291307559, RIDGEWAY, SC 29130-7559

Mortgage

Document Number	0000002797
Date	Nov 14, 2017
Book Page	001300/000283
Instrument	2797

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2032

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	103 CLOVER LN, RIDGEWAY, SC 29130-7559
Document Number	0000000900
Book / Page	001272 / 000125
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CLOVER LN RIDGEWAY SC 291307559, RIDGEWAY, SC 29130-7559

Mortgage

Document Number	0000000900
Date	Apr 12, 2017
Book Page	001272/000125
Instrument	900

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Clover Ln was $786.

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00	$10,624 (+96.16%) Land $884 Building $9,740	$265,600 (+96.16%) Land $22,100 Building $243,500
2024		$5,416 (-) Land $884 Building $4,532	$135,400 (-) Land $22,100 Building $113,300
2023	$628.00 (+9.41%)	$5,416 (-) Land $884 Building $4,532	$135,400 (-) Land $22,100 Building $113,300
2022	$574.00	$5,416 Land $884 Building $4,532	$135,400 Land $22,100 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Clover Ln is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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