103 Clipper Creek Ct, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 103 Clipper Creek Ct, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,120 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`23F-07-007`

Property Details

APN / Parcel Number

Primary APN	`23F-07-007`
Alternative APNs	`4502601600` `6633`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,444 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4502601600
Old Parcel Number	23F-07-007
Street Address	103 CLIPPER CREEK CT
City	SMITHFIELD
State	VA
Zip	23430-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	L 7 CLIPPER CREEK PLAT BK14/13
Legal Subdivision	CLIPPER CREEK/GATLING POINTE
Legal Lot Number	7
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3002
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	103 CLIPPER CREEK CT, SMITHFIELD, VA 23430-5637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018
Deed Sale	May 18, 2018
Record Updated	Jun 8, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Oct 1, 2025
Property Address	103 CLIPPER CREEK CT, SMITHFIELD, VA 23430-5637
Document Number	0250004404
Map Reference	MB 14 PG 13
Instrument Date	Sep 22, 2025
Instrument	250004404
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 CLIPPER CREEK, SMITHFIELD, VA 23430

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00	$373,700 (-) Land $85,000 Building $288,700	$373,700 (-) Land $85,000 Building $288,700
2023		$373,700 Land $85,000 Building $288,700	$373,700 Land $85,000 Building $288,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20