Alleghany County property record for 103 Clearwater Dr, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1994 |
| Lot Size | 0.336 acres (14,643 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,400 (Jun 1996) |
| Tax Bill | $1,570 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 024B0-01-0C0-0130 |
| Primary APN | 024B0-01-0C0-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,350 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,643 sqft (0.336 acres) |
| Terrain | Gentle Slope |
| Driveway | Paver Driveway |
| Deck Area | 120 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1702 |
|---|---|
| Street Address | 103 CLEARWATER DR |
| City | COVINGTON |
| State | VA |
| Zip | 24426-6040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 13 & 14-BLK C CLEARWATER PARK |
| Legal Block | C |
| Legal Lot Number | 13,14 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | FALLING SPRING |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 80201 |
Source: Alleghany County records · APN 024B0-01-0C0-0130
Assessment roll updated June 11, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CLEARWATER DR, COVINGTON, VA 24426-6040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 1996 · Amount on Record |
| Deed Sale | Jun 25, 1996 · Amount on Record |
| Deed Book / Page | 362 / 523 |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,570.00 | $320,500 (+79.45%) Land $30,000 Building $290,500 | $320,500 (+79.45%) Land $30,000 Building $290,500 |
| 2023 | $178,600 Land $25,000 Building $153,600 | $178,600 Land $25,000 Building $153,600 |
Source: FEMA National Flood Hazard Layer, Alleghany County (51005C), as of February 28, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510050802011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1985–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Shenandoah Telecommunications Company Cable | 1,200 / 100 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA2580100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COVINGTON serves 5,961 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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