Scott County property record for 103 Clearwater Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2009 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,000 (Apr 2020) |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-30-291.000 |
| Primary APN | 191-30-291.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,140 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 CLEARWATER CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-6109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 30 |
| Legal Unit | 3-A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
103 Clearwater Ct is owned by a company that bought it in April 2020.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 821 SPRINGHILL LN, FRANKFORT, KY 40601-8888 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Apr 14, 2020 | Deed, Transfer · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2020 · Amount on File |
| Deed Sale | Apr 14, 2020 · Amount on File |
| Prior Sale | Oct 12, 2011 · Amount on File |
| Deed Document Number | 2020414693 |
| Deed Book / Page | 413 / 680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 16, 2026 |
| Property Address | 103 CLEARWATER CT, GEORGETOWN, KY 40324-6109 |
| Document Number | 0000594758 |
| Book / Page | 1908 / 839 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026594758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | BESTITLE AGENCY INC, BESTITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 821 SPRINGHILL LN, FRANKFORT, KY 40601-8888 |
| Document Number | 0000594758, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 1908/839 |
| Instrument | 2026594758 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 14, 2020 |
| Property Address | 103 CLEARWATER CT, GEORGETOWN, KY 40324-6109 |
| Document Number | D413/680 |
| Book / Page | D413 / 680 |
| Map Reference | CAB 10 SL 71 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 414693 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 RAVENS CREST LN, 4300, LEXINGTON, KY 40515-8552 |
| Name | Verified Name |
|---|---|
| Address | 821 SPRINGHILL LN, FRANKFORT, KY 40601-8888 |
| Document Number | 414694 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 414694 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Clearwater Ct was $2,218.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,100 (-) | $249,100 (-) | |
| 2025 | $2,218.00 | $249,100 | $249,100 |
| 2023 | $1,915.00 (+16.63%) | $211,300 (+11.62%) Land $35,000 Building $176,300 | $211,300 (+11.62%) Land $35,000 Building $176,300 |
| 2022 | $1,642.00 | $189,300 Land $33,000 Building $156,300 | $189,300 Land $33,000 Building $156,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Clearwater Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Clearwater Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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