Nelson County property record for 103 Clear Spring Dr, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 2002 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 69000-00-083.47 |
| Primary APN | 69000-00-083.47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 55149 |
|---|---|
| Street Address | 103 CLEAR SPRING DR |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG SPRINGS INC LT 48 PC5-42 |
| Legal Subdivision | BIG SPRINGS |
| Legal Lot Number | 48 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930500 |
103 Clear Spring Dr is owned and occupied by an individual.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 CLEAR SPRING DR, BARDSTOWN, KY 40004-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 103 CLEAR SPRING DR, BARDSTOWN, KY 40004-9299 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 103 CLEAR SPRING DR, BARDSTOWN, KY 40004-9299 |
| Document Number | 0M1454/537 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | M1454/537 |
| Instrument | 2024003066 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 27, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 Clear Spring Dr was $1,328.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 | $126,700 Land $126,700 | $126,700 Land $126,700 |
| 2023 | $1,406.00 | $126,700 | $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Clear Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Clear Spring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bardstown Connect.
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