103 Clay St, Thomaston, CT 06787 Property Records

Thomaston Town property record for 103 Clay St, Thomaston, CT 06787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,155 sqft · built 1880
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$306,000 (Aug 2025)
Tax Bill$3,732 (2025)
Deeds & MortgagesAug 2025 Sale & Line of Credit
May 2020 Mortgage
+ 1 more
APNS0234100

Property Details

APN / Parcel Number

Primary APNS0234100
Alternative APN
  • THOM M:40 B:20 L:37

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,155 sqft Living Area
1st Floor Area595 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialShingles
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS0234100
Street Address103 CLAY ST
CityTHOMASTON
StateCT
Zip06787-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA15
Legal Block20
Legal Lot Number37
JurisdictionTHOMASTON CT
Township / Civil DivisionTHOMASTON
Census Block Group2
Census Block2009
Census Tract349100

Owner

103 Clay St is owned and occupied by an individual who bought it in August 2025.

Source: Thomaston Town records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address103 CLAY ST, THOMASTON, CT 06787-1412
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2025Warranty Deed, Transfer · Line of Credit
AMERICAN PACIFIC MORTGAGE
May 26, 2020Deed of Trust, Mortgage · Balloon Mortgage
WATERBURY TEACHERS FEDERAL CREDIT UNION
Dec 11, 2020Warranty Deed, Transfer
UNKNOWN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleDec 11, 2020 · Amount on File
Deed Document Number20251047
Deed Book / Page357 / 977
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHOMASTON CT
Recording DateAug 7, 2025
Property Address103 CLAY ST, THOMASTON, CT 06787-1412
Document Number000357-977
Book / Page357 / 977
Instrument DateAug 5, 2025
Instrument2025-00001047
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000357979
DateAug 7, 2025
Instrument357/979
Lender
NameAMERICAN PACIFIC MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHOMASTON CT
Property Address103 CLAY ST, THOMASTON, CT 06787-1412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number330-501
DateMay 26, 2020
Book Page330/501
Lender
NameWATERBURY TEACHERS FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueJun 1, 2045

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHOMASTON CT
Recording DateDec 11, 2020
Property Address103 CLAY ST, THOMASTON, CT 06787-1412
Document Number333-991
Book / Page000333 / 000991
Instrument DateDec 7, 2020
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount on Record
Tax$117.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CLAY ST THOMASTON CT 067871412, THOMASTON, CT 06787-1412

Tax Assessment & Valuation

The 2025 property tax bill for 103 Clay St was $3,732.

Source: Thomaston Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionThomaston Town
Unified School DistrictThomaston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,732.00$104,230 Land $43,960 Building $60,270$72,961 Land $30,772 Building $42,189
2024$3,732.00 (+6.48%)
2023$3,505.00 (+4.72%)$104,230 (-) Land $43,960 Building $60,270
2022$3,347.00$104,230 Land $43,960 Building $60,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 103 Clay St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REG-THOMASTON SYSTEM
private · serves 3,789 people · EPA ID CT1400011
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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