103 Clark Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 103 Clark Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2006
Lot Size0.171 acres (7,492 sqft)
Owner2 Individual Names on Record
Tax Bill$4,839 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN24-5S-02W-058-03058-000

Property Details

APN / Parcel Number

Primary APN24-5S-02W-058-03058-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
Gross Area4,637 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Carport Area1,596 sqft
DrivewayDriveway
Driveway Area2,062 sqft

Exterior Amenities

PorchOpen Porch
Porch Area740 sqft
Deck Area272 sqft
Patio Area336 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address103 CLARK DR
CityPANACEA
StateFL
Zip32346-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPANACEA NORTH BLOCK G NORTH LOTS 4 & 5 .33 AC +/- DB 45 P 342 OR 1146 P 714 LA OR 1167 P 727 OR 1170 P 454
Legal Range02W
Legal Township05S
Legal Section24
Legal SubdivisionNORTH/THE TOWN/PANACEA
Legal BlockG
Legal Lot Number4,5 5
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group3
Census Block3011
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 CLARK DR, PANACEA, FL 32346-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 25, 2020
Transfer Doc0000383340
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateSep 25, 2020
Property Address103 CLARK DR, PANACEA, FL 32346-2130
Document Number0000383340
Book / Page001170 / 000454
Instrument DateSep 23, 2020
Instrument383340
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,213.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 CLARK DR PANACEA FL 323462130, PANACEA, FL 32346-2130

Mortgage

Document Number383341
DateSep 25, 2020
Book Page001170/000455
Instrument383341
Lender
NameCAMI L C SMITH
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,839.00 (+11.73%)$336,086 (+14.65%) Land $25,250 Building $310,836$336,086 (+14.65%) Land $25,250 Building $310,836
2024$4,331.00 (+5.87%)$293,149 (+3.07%) Land $25,250 Building $267,899$293,149 (+3.07%) Land $25,250 Building $267,899
2023$4,091.00 (+8.69%)$284,428 (+10.61%) Land $12,000 Building $272,428$284,428 (+10.61%) Land $12,000 Building $272,428
2022$3,764.00$257,152 Land $12,000 Building $245,152$257,152 Land $12,000 Building $245,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation20.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies156 units insured
incl. 24 condo units
Nearby Flood Claims23 (1995–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 6 claims
  • Hurricane Michael, Oct 2018 · 9 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Clark Dr

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