Wakulla County property record for 103 Clark Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2006 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,839 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 24-5S-02W-058-03058-000 |
| Primary APN | 24-5S-02W-058-03058-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 4,637 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,596 sqft |
| Driveway | Driveway |
| Driveway Area | 2,062 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 740 sqft |
| Deck Area | 272 sqft |
| Patio Area | 336 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 103 CLARK DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANACEA NORTH BLOCK G NORTH LOTS 4 & 5 .33 AC +/- DB 45 P 342 OR 1146 P 714 LA OR 1167 P 727 OR 1170 P 454 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | NORTH/THE TOWN/PANACEA |
| Legal Block | G |
| Legal Lot Number | 4,5 5 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 CLARK DR, PANACEA, FL 32346-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000383340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 103 CLARK DR, PANACEA, FL 32346-2130 |
| Document Number | 0000383340 |
| Book / Page | 001170 / 000454 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 383340 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,213.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CLARK DR PANACEA FL 323462130, PANACEA, FL 32346-2130 |
| Document Number | 383341 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 001170/000455 |
| Instrument | 383341 |
| Name | CAMI L C SMITH |
|---|
| Amount | Amount Recorded |
|---|
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,839.00 (+11.73%) | $336,086 (+14.65%) Land $25,250 Building $310,836 | $336,086 (+14.65%) Land $25,250 Building $310,836 |
| 2024 | $4,331.00 (+5.87%) | $293,149 (+3.07%) Land $25,250 Building $267,899 | $293,149 (+3.07%) Land $25,250 Building $267,899 |
| 2023 | $4,091.00 (+8.69%) | $284,428 (+10.61%) Land $12,000 Building $272,428 | $284,428 (+10.61%) Land $12,000 Building $272,428 |
| 2022 | $3,764.00 | $257,152 Land $12,000 Building $245,152 | $257,152 Land $12,000 Building $245,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 20.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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