Sumner County property record for 103 Clairmonte Ln, Hendersonville, TN 37075
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,496 sqft · built 2007 |
| Lot Size | 0.411 acres (17,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Mar 2017) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083146H A 09700 |
| Primary APN | 083146H A 09700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,496 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Upper Floors Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,919 sqft (0.411 acres) |
| Lot Dimensions | 193 ft deep x 92.9 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Deck Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 103 CLAIRMONTE LN |
|---|---|
| City | HENDERSONVILLE |
| State | TN |
| Zip | 37075-7229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 23-22 PAGE: 219-215 BLOCK: LOT: 21 SUBD: STONECREST PH 1A |
| Legal Subdivision | STONECREST PH 1A-STO |
| Legal Lot Number | 21 92 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21008 |
103 Clairmonte Ln is owned and occupied by an individual who bought it in March 2017.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 CLAIRMONTE LN, HENDERSONVILLE, TN 37075-7229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 23, 2017 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2017 · Amount on File |
| Deed Sale | Mar 23, 2017 · Amount on File |
| Prior Sale | Oct 29, 2013 · Amount on File |
| Deed Document Number | 1189209 |
| Deed Book / Page | 4500 / 654 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 103 CLAIRMONTE LN, HENDERSONVILLE, TN 37075-7229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057880313 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 5788/313 |
| Instrument | 1392278 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 23, 2017 |
| Property Address | 103 CLAIRMONTE LN, HENDERSONVILLE, TN 37075-7229 |
| Document Number | 0045000654 |
| Book / Page | 4500 / 654 |
| Map Reference | MB 23 PG 219 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1189209 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | REGAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CLAIRMONTE LN, HENDERSONVILLE, TN 37075-7229 |
| Document Number | 1189210 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 1189210 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 103 Clairmonte Ln was $2,441.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Hendersonville City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 | $171,750 Land $37,500 Building $134,250 | |
| 2024 | $687,000 Land $150,000 Building $537,000 | ||
| 2023 | $3,351.00 (-0.3%) | $103,400 (-) Land $16,250 Building $87,150 | |
| 2022 | $3,361.00 | $103,400 Land $16,250 Building $87,150 | |
| 2021 | $413,600 Land $65,000 Building $348,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Clairmonte Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Clairmonte Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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