103 Citation Ct, Havelock, NC 28532 Property Records

Craven County property record for 103 Citation Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 894 sqft · built 2003
Lot Size	0.638 acres (27,780 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2022)
Tax Bill	$1,387 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-3-056`

Property Details

APN / Parcel Number

Primary APN	`5-006-3-056`
Alternative APNs	`114113` `52158`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,780 sqft (0.638 acres)
Lot Dimensions	204 ft deep x 71 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114113
Street Address	103 CITATION CT
City	HAVELOCK
State	NC
Zip	28532-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 WHITE HORSE RUN SCT 3A REVISED
Legal Subdivision	WHITE HORSE RUN
Legal Lot Number	56
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

103 Citation Ct is owned and occupied by an individual who bought it in December 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 CITATION CT, HAVELOCK, NC 28532-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Aug 19, 2003 · Amount on File
Deed Document Number	202210106703
Deed Book / Page	3749 / 1417
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 8, 2022
Property Address	103 CITATION CT, HAVELOCK, NC 28532-9483
Document Number	03749/1417
Book / Page	3749 / 1417
Map Reference	CAB G SL 153-B
Instrument Date	Dec 7, 2022
Instrument	10106703
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 GROUPER RUN, NEW BERN, NC 28562-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CITATION CT, HAVELOCK, NC 28532-9483
Investor	Possibly a Property Investor

Mortgage

Document Number	0037491420
Date	Dec 8, 2022
Instrument	3749/1420

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 103 Citation Ct was $1,387.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,387.00	$263,640 (-) Land $50,000 Building $213,640	$263,640 (-) Land $50,000 Building $213,640
2025	$1,387.00	$263,640 Land $50,000 Building $213,640	$263,640 Land $50,000 Building $213,640
2023	$1,375.00 (+43.68%)	$263,640 (+36.33%) Land $50,000 Building $213,640	$263,640 Land $50,000 Building $213,640
2022	$957.00	$193,390 Land $41,000 Building $152,390
2018			$193,390 Land $41,000 Building $152,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Citation Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Citation Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Citation Ct

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