Cleveland County property record for 103 Cider Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1989 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Oct 2011) |
| Tax Bill | $1,236 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43777 |
| Primary APN | 43777 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Finished Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 21,562 sqft (0.495 acres) |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1277128 |
|---|---|
| Street Address | 103 CIDER DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LT #2 APPLE HL AC REV SEC PB17-133 |
| Legal Subdivision | APPLE HL AC |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950702 |
103 Cider Dr is owned and occupied by two individuals who bought it in October 2011.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CIDER DR, SHELBY, NC 28152-8927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2011 · Amount on File |
| Deed Sale | Oct 28, 2011 · Amount on File |
| Prior Sale | Jul 12, 2011 · Amount on File |
| Deed Book / Page | 1624 / 894 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Cider Dr was $1,236, up 6.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,236.00 (+6.37%) | $183,015 (-) Land $16,070 Building $166,945 | $183,015 (-) Land $16,070 Building $166,945 |
| 2025 | $1,162.00 | $183,015 Land $16,070 Building $166,945 | $183,015 Land $16,070 Building $166,945 |
| 2023 | $96,525 Land $11,660 Building $84,865 | $96,525 Land $11,660 Building $84,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Cider Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Cider Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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