103 Christopher Dr, Madison, AL 35757 Property Records

Madison County property record for 103 Christopher Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1984
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2025)
Tax Bill	$2,019 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-22-0-000-053.000`

Property Details

APN / Parcel Number

Primary APN	`15-05-22-0-000-053.000`
Alternative APNs	`040049` `478541`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Mixed
Garage Area	1,600 sqft
Parking Spaces	9 Parking Spaces
Utility Building	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	478541
Street Address	103 CHRISTOPHER DR
City	MADISON
State	AL
Zip	35757-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 1 PUTMAN ACRES S/D 2ND ADD PB 11 PG 47
Legal Range	02W
Legal Township	03S
Legal Section	22
Legal Subdivision	PUTMAN ACRES
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1018
Census Tract	10612

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 BRIDGEFIELD RD, MADISON, AL 35758-6825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · ARM PROGRESS BANK & TRUST
Jul 8, 2020	Deed of Trust, Construction Loan · Construction Mortgage PROGRESS BK&TR
Oct 24, 2018	Quit Claim Deed ATTORNEY ONLY
Sep 20, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Book / Page	2025 / 19531
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	0000019531
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 CHRISTOPHER DR, MADISON, AL 35757-7917
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065919
Date	Oct 12, 2018
Instrument	20181012000065919

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	3
Max Rate	10.5%

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Jul 8, 2020
Property Address	103 CHRISTOPHER DR, MADISON, AL 35757-7917
Document Number	0000048523
Instrument Date	Jun 24, 2020
Instrument	48523
Transaction Type	Construction Loan
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 CHRISTOPHER DR MADISON AL 357577917, MADISON, AL 35757-7917

Mortgage

Document Number	0000048523
Date	Jul 8, 2020
Instrument	48523

Lender

Name	PROGRESS BK&TR
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MADISON AL
Recording Date	Oct 24, 2018
Property Address	103 CHRISTOPHER DR, MADISON, AL 35757-7917
Document Number	0000068384
Instrument Date	Oct 23, 2018
Instrument	68384
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 CHRISTOPHER DR MADISON AL 357577917, MADISON, AL 35757-7917

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Sep 20, 2018
Property Address	103 CHRISTOPHER DR, MADISON, AL 35757-7917
Document Number	0000060953
Instrument Date	Sep 19, 2018
Instrument	60953
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 CHRISTOPHER DR MADISON AL 357577917, MADISON, AL 35757-7917

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Sep 20, 2018
Property Address	103 CHRISTOPHER DR, MADISON, AL 35757-7917
Document Number	0000060951
Instrument Date	Sep 19, 2018
Instrument	60951
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 CHRISTOPHER DR MADISON AL 357577917, MADISON, AL 35757-7917

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,019.00 (-36.71%)
2025	$3,190.00 (+213.05%) Homeowner's exemption	$90,140 (+206.18%) Land $17,160 Building $72,980	$901,300 (+206.36%) Land $171,600 Building $729,700
2023	$1,019.00 (+12.72%) Homeowner's exemption	$29,440 (+11.94%) Land $2,500 Building $26,940	$294,200 (+11.95%) Land $25,000 Building $269,200
2022	$904.00 Homeowner's exemption	$26,300 Land $2,500 Building $23,800	$262,800 Land $25,000 Building $237,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2003–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTSVILLE UTILITIES WATER DEPT. serves 310,107 people · EPA ID AL0000882
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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