103 Cholla Cir, Florence, CO 81226 Property Records

Fremont County property record for 103 Cholla Cir, Florence, CO 81226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,608 sqft · built 2020
Lot Size5.58 acres (243,065 sqft)
OwnerIndividual Name on Record
Tax Bill$3,007 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR028316

Property Details

APN / Parcel Number

Primary APNR028316
Alternative APN
  • 98304246

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,418 sqft
1st Floor Area2,608 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area243,065 sqft (5.58 acres)
Garage TypeAttached
Garage Area810 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR028316
Street Address103 CHOLLA CIR
CityFLORENCE
StateCO
Zip81226-9543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 LOS PINOS SUB EXC ALL OIL,GAS & OTHER MIN RGTS REF TO 660-02-780/91660-00-003
Legal SubdivisionLOS PINOS SUB
Legal Lot Number8
JurisdictionFREMONT CO
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1112
Census Tract979400

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 CHOLLA CIR, FLORENCE, CO 81226-9543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK IN TRINIDAD
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL FUNDING SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 28, 2002
Transfer Doc0000758114
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address103 CHOLLA CIR, FLORENCE, CO 81226-9543
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000987202
DateJun 24, 2020
Instrument987202
Lender
NameFIRST NATIONAL BANK IN TRINIDAD
TypeBank
AddressTRINIDAD, CO 81082
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address103 CHOLLA CIR, FLORENCE, CO 81226-9543
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyFNTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000996389
DateFeb 2, 2021
Instrument996389
Lender
NameFINANCIAL FUNDING SOLUTIONS INC
TypeMortgage Company
AddressLITTLETON, CO 80127
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,007.00 (+7.28%)$48,043 (-2.72%)$768,691 (+4.29%)
2024$2,803.00 (+9.92%)$49,386 (+16.18%)
2023$2,550.00 (+26.74%)$42,510 (+28.07%)$737,096 (+54.34%)
2022$2,012.00$33,192$477,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 82% of Colorado
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 7,500 people · EPA ID CO0122500
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
Alpine Communications
Fixed Wireless
50 / 25
SECOM
Fixed Wireless
50 / 14
AT&T
Fixed Wireless
25 / 3

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