103 Chestnut St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 103 Chestnut St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 1992
Lot Size	0.375 acres (16,348 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2018)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00277-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00277-0000-00004`
Alternative APNs	`130027700004` `00025173`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,348 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 109 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00025173
Street Address	103 CHESTNUT ST
City	FORKED RIVER
State	NJ
Zip	08731-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	109 X 150
Legal Subdivision	DAVID S PARKER JR
Legal Block	277
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2033
Census Tract	732003

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jul 7, 2020	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Aug 7, 2018	Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Apr 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	201877430
Deed Book / Page	17201 / 909
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0137290356
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240

Mortgage

Document Number	0192011706
Date	Oct 20, 2022
Book Page	19201/1706
Instrument	2022111442

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	475 Months
Due	May 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176790562
Date	Nov 13, 2019
Book Page	17679/0562
Instrument	2019115112

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	NEW DAWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179530231
Date	Jul 7, 2020
Book Page	17953/231
Instrument	2020069380

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 7, 2018
Property Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Document Number	0172010909
Book / Page	17201 / 909
Map Reference	MAP A126
Instrument Date	Jul 31, 2018
Instrument	2018077430
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SURETY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240

Mortgage

Document Number	2018077431
Date	Aug 7, 2018
Instrument	2018077431

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 20, 2018
Property Address	103 CHESTNUT ST, FORKED RIVER, NJ 08731-4240
Document Number	0170900630
Book / Page	017090 / 000630
Instrument Date	Jun 20, 2016
Instrument	38141
Transaction Type	Foreclosure
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$106.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,800 (-) Land $89,500 Building $196,300	$285,800 (-) Land $89,500 Building $196,300
2025	$7,817.00 (+7.94%)	$285,800 (+2.88%) Land $89,500 Building $196,300	$285,800 (+2.88%) Land $89,500 Building $196,300
2024	$7,242.00 (+15.21%)
2023		$277,800 Land $89,500 Building $188,300	$277,800 Land $89,500 Building $188,300
2022	$6,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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