103 Chester St, Hamden, CT 06514 Property Records

Hamden Town property record for 103 Chester St, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,152 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Jun 2003)
Tax Bill	$11,774 (2026)
Deeds & Mortgages	Oct 2025 Transfer Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2325 B:282 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2325 B:282 L:00-0000`
Alternative APN	`M:2325 B:282 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 CHESTER ST
City	HAMDEN
State	CT
Zip	06514-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	282
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2012
Census Tract	165600

Owner

103 Chester St is owned and occupied by two individuals who acquired it in October 2025.

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CHESTER ST, HAMDEN, CT 06514-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2003 · Amount on File
Deed Sale	Jun 10, 2003 · Amount on File
Prior Sale	Aug 8, 2002 · Amount on File
Deed Book / Page	2485 / 331
Last Transfer Date	Oct 10, 2025
Transfer Doc	005316-122
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Oct 30, 2025
Property Address	103 CHESTER ST, HAMDEN, CT 06514-3429
Document Number	005316-122
Book / Page	5316 / 122
Instrument Date	Oct 10, 2025
Instrument	5646
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTER ST, HAMDEN, CT 06514-3429

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	103 CHESTER ST, HAMDEN, CT 06514-3429
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004934-137
Date	Jan 5, 2022
Book Page	4934/137
Instrument	54

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 103 Chester St was $11,774.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,774.00	$219,380 (+3.81%) Land $57,260 Building $162,120	$326,389 (+120.64%)
2025		$211,330 (+54.27%) Land $57,260 Building $154,070	$147,931 Land $40,082 Building $107,849
2024	$10,964.00 (+43.92%)	$136,990 (+4.6%) Land $31,710 Building $105,280
2023	$7,618.00	$130,970 Land $31,710 Building $99,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Chester St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile.

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