103 Cherry St, Willshire, OH 45898 Property Records

Van Wert County property record for 103 Cherry St, Willshire, OH 45898

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,629 sqft · built 1985
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$20,500 (Sep 2019)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-010128.0000`

Property Details

APN / Parcel Number

Primary APN	`07-010128.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	242 ft deep x 66 ft wide
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	103 CHERRY ST
City	WILLSHIRE
State	OH
Zip	45898
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AGR
Legal Description	LOT 96 N1/2 & 97 N1/2 WILLSHIRE CORP OR413 PF 4921
Legal Subdivision	MILLS ADDITION
Legal Lot Number	96
Jurisdiction	VAN WERT OH
Township / Civil Division	WILLSHIRE
Census Block Group	3
Census Block	3023
Census Tract	20300

Owner

103 Cherry St, a mobile home, is owned by an individual who bought it in September 2019.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 55, WILLSHIRE, OH 45898-0055
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	20193084
Deed Book / Page	413 / 4921
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	103 CHERRY ST, WILLSHIRE, OH 45898
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00424/1624
Date	Apr 29, 2022
Book Page	424/1624
Instrument	202201789

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Sep 20, 2019
Property Address	103 CHERRY ST, WILLSHIRE, OH 45898
Document Number	00413/4921
Book / Page	413 / 4921
Instrument Date	Sep 16, 2019
Instrument	201900003084
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	AMERICAN LEGAL TITLE, AMERICAN LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 CHERRY ST, WILLSHIRE, OH 45898

Mortgage

Document Number	201900003085
Date	Sep 20, 2019
Instrument	201900003085

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cherry St was $1,030, up 0.7% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Willshire Township
Municipality	Willshire Village
Unified School District	Parkway Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+0.68%) Homeowner's exemption	$26,110 (-) Land $1,140 Building $24,970
2024	$1,023.00 (-2.48%) Homeowner's exemption	$26,110 (-) Land $1,140 Building $24,970	$74,600 (-) Land $3,260 Building $71,340
2023	$1,049.00 (+4.59%) Homeowner's exemption	$26,110 (+31.67%) Land $1,140 Building $24,970	$74,600 Land $3,260 Building $71,340
2022	$1,003.00 Homeowner's exemption	$19,830 Land $1,050 Building $18,780
2020			$56,660 Land $3,000 Building $53,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cherry St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLSHIRE VILLAGE PWS serves 405 people · EPA ID OH8100911
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2020
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies.

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