103 Cherry St, Anna, IL 62906 Property Records

Union County property record for 103 Cherry St, Anna, IL 62906

Property Summary

Property Type	Commercial
Lot Size	0.228 acres (9,970 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2020)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-09-728`

Property Details

APN / Parcel Number

Primary APN	`14-00-09-728`
Alternative APN	`09-19-206-008`

Exterior

Lot Area	9,970 sqft (0.228 acres)

Location & Zoning

Street Address	103 CHERRY ST
City	ANNA
State	IL
Zip	62906-1117
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 78 ORCHARD DRIVE.
Legal Subdivision	ORCHARD DRIVE
Legal Lot Number	78
Jurisdiction	UNION IL
Township / Civil Division	ANNA DISTRICT 1
Census Block Group	3
Census Block	3000
Census Tract	950400

Owner

Source: Union County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5534 NEW HOPE LN, CARBONDALE, IL 62902-0981
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit SIU CU
Dec 10, 2020	Warranty Deed, Transfer · Commercial Mortgage ANNA-JONESBORO NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	20202371
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	02020R2371
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	103 CHERRY ST, ANNA, IL 62906-1117
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022R2184
Date	Dec 19, 2022
Instrument	2022R2184

Lender

Name	SIU CU
Type	Credit Union
Address	CARBONDALE, IL 62902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Nov 28, 2025

Interest

Rate	6%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Dec 10, 2020
Property Address	103 CHERRY ST, ANNA, IL 62906-1117
Document Number	02020R2371
Instrument Date	Dec 9, 2020
Instrument	2020R2371
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 S POPLAR CAMP RD APT B, B, MAKANDA, IL 62958-2327

Mortgage

Document Number	02020R2372
Date	Dec 10, 2020
Instrument	2020R2372

Lender

Name	ANNA-JONESBORO NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2040

Tax Assessment & Valuation

Source: Union County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Anna City
County	Union County
Elementary School District	Anna Community Consolidated School District 37 (KG - 08)
Secondary School District	Anna Jonesboro Community High School District 81 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+3.04%)	$26,020 (+6.55%) Land $7,600 Building $18,420	$78,060 (+6.55%) Land $22,800 Building $55,260
2024	$1,844.00 (+12.99%)	$24,420 (+16.65%) Land $7,130 Building $17,290	$73,260 (+16.65%) Land $21,390 Building $51,870
2022	$1,632.00	$20,934 Land $6,108 Building $14,826	$62,802 Land $18,324 Building $44,478

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANNA serves 4,910 people · EPA ID IL1810050
Water Source	Purchased groundwater from ANNA-JONESBORO WATER COMMISSION
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: ClearWave, Verizon, Wisper ISP.

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