103 Cherry Ridge Ct, Richlands, NC 28574 Property Records

Onslow County property record for 103 Cherry Ridge Ct, Richlands, NC 28574

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,324 sqft · built 2012
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Sep 2019)
Tax Bill$1,137 (2023)
Deeds & MortgagesMay 2021 Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24C-2

Property Details

APN / Parcel Number

Primary APN24C-2
Alternative APNs
  • 453494000
  • 155354

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,324 sqft Living Area

Exterior

Year BuiltBuilt 2012
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number453494000
Street Address103 CHERRY RIDGE CT
CityRICHLANDS
StateNC
Zip28574-5379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL55 S2 CHERRY GROVE S/F 24-16
Legal SubdivisionCHERRY GROVE SEC 2
Legal Lot Number55
JurisdictionONSLOW NC
Township / Civil DivisionRICHLANDS
Census Block Group1
Census Block1000
Census Tract303

Owner

Source: Onslow County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Sep 20, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Feb 2, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jul 7, 2017Warranty Deed, Transfer · VA Mortgage
ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleJul 7, 2017 · Amount on Record
Deed Document Number0005024603
Deed Book / Page5024 / 603
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054740201
DateMay 27, 2021
Book Page5474/201
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 20, 2019
Property Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379
Document Number0050240603
Book / Page005024 / 000603
Instrument DateSep 13, 2019
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CHERRY RIDGE CT RICHLANDS NC 285745379, RICHLANDS, NC 28574-5379

Mortgage

Document Number50240607
DateSep 20, 2019
Book Page005024/000607
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionONSLOW NC
Recording DateFeb 2, 2017
Property Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379
Document Number0045720763
Book / Page004572 / 000763
Instrument DateNov 29, 2016
Transaction TypeForeclosure
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$201.80
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6305 GLADWELL CT WILMINGTON NC 28403, WILMINGTON, NC 28403

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 7, 2017
Property Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379
Document Number0046410945
Book / Page4641 / 945
Map ReferenceMB63 PG147
Instrument DateMay 25, 2016
Instrument4641-945
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CHERRY RIDGE CT, RICHLANDS, NC 28574-5379

Mortgage

Document Number4641948
DateJul 7, 2017
Instrument4641-948
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,137.00$173,593 Land $30,000 Building $143,593$173,593 Land $30,000 Building $143,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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