103 Cherry Ln, Naches, WA 98937 Property Records

Yakima County property record for 103 Cherry Ln, Naches, WA 98937

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,772 sqft · built 2006
Lot Size	0.184 acres (7,999 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$413 (2026)
Deeds & Mortgages	Apr 2026 Sale Oct 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171404-13432`

Property Details

APN / Parcel Number

Primary APN	`171404-13432`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,772 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,999 sqft (0.184 acres)
View / Lot	Road
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	102 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 CHERRY LN
City	NACHES
State	WA
Zip	98937-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECTION 04 TOWNSHIP 14 RANGE 17 QUARTER NE: NACHES MEADOWS: (AF# 7372927), LOT 12
Legal Range	17
Legal Township	14
Legal Section	04
Legal Subdivision	NACHES MEADOWS
Legal Lot Number	12
Jurisdiction	YAKIMA WA
Township / Civil Division	NORTHWEST YAKIMA
Census Block Group	3
Census Block	3073
Census Tract	3002

Owner

103 Cherry Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Yakima County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 CHERRY LN, NACHES, WA 98937-8815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage SOLARITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	20267811
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAKIMA WA
Recording Date	Apr 23, 2026
Property Address	103 CHERRY LN, NACHES, WA 98937-8815
Document Number	0000007811
Instrument Date	Apr 15, 2026
Instrument	2026.7811
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$545,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHERRY LN, NACHES, WA 98937-8815

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	103 CHERRY LN, NACHES, WA 98937-8815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008072716
Date	Oct 21, 2020
Instrument	8072716

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	825 Months
Due	Jul 28, 2089

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	103 CHERRY LN, NACHES, WA 98937-8815
Document Number	0008072717
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHERRY LN NACHES WA 989378815, NACHES, WA 98937-8815

Mortgage

Document Number	0008072717
Date	Oct 21, 2020
Instrument	8072717

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Oct 20, 2089

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAKIMA WA
Recording Date	Apr 4, 2018
Property Address	103 CHERRY LN, NACHES, WA 98937-8815
Document Number	0007976799
Instrument Date	Mar 30, 2018
Instrument	7976799
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	VALLEY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,409.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHERRY LN NACHES WA 989378815, NACHES, WA 98937-8815

Mortgage

Document Number	7976800
Date	Apr 4, 2018
Instrument	7976800

Lender

Name	SOLARITY CU
Type	Credit Union
Address	YAKIMA, WA 98907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cherry Ln was $413, down 3.7% from the year before.

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Municipality	Naches Town
Unified School District	Naches Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$413.00 (-3.73%)	$430,700 (+4.82%) Land $69,700 Building $361,000	$430,700 (+4.82%) Land $69,700 Building $361,000
2025	$429.00	$410,900 Land $54,900 Building $356,000	$410,900 Land $54,900 Building $356,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cherry Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1982–2006)
Most Recent Claim	May 2006 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cherry Ln is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 51% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NACHES serves 3,512 people · EPA ID WA5358100
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
Advanced High Speed Internet Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures