103 Cherry Ln, Cincinnatus, NY 13040 Property Records

Chenango County and German Town property record for 103 Cherry Ln, Cincinnatus, NY 13040

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,500 (Apr 2004)
Tax Bill	$1,132 (2026)
Deeds & Mortgages	Nov 2021 Refinance Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082800 141.-2-29`

Property Details

APN / Parcel Number

Primary APN	`082800 141.-2-29`
Alternative APNs	`280014100000020290000000` `0510110`

Exterior

Lot Area	219,542 sqft (5.04 acres)

Location & Zoning

Account Number	0510110
Street Address	103 CHERRY LN
City	CINCINNATUS
State	NY
Zip	13040
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GERMAN
Census Block Group	3
Census Block	3044
Census Tract	970201

Owner

Source: Chenango County and German Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2414 ROSEMONT TER, FURLONG, PA 18925-1561
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DELAWARE NATIONAL BANK
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CHRISTMAS & ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2004 · Amount on Record
Deed Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	20040 / 817
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	103 CHERRY LN, CINCINNATUS, NY 13040
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000002856
Date	Nov 30, 2021
Instrument	20210-00002856

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate	4.38%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Dec 1, 2020
Property Address	103 CHERRY LN, CINCINNATUS, NY 13040
Document Number	0000001551
Instrument Date	Sep 23, 2020
Instrument	1551
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 RADCLIFFE ST #1 BRISTOL PA 190075015, 1, BRISTOL, PA 19007-5015

Mortgage

Document Number	1774
Date	Dec 1, 2020
Instrument	1774

Lender

Name	CHRISTMAS & ASSOCIATES INC
Address	23 MAIN ST, CAMDEN, NY 13316-1301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

Tax Assessment & Valuation

Source: Chenango County and German Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	German Town
Unified School District	Cincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 (-0.09%)
2025	$1,133.00	$16,000 (-) Land $6,000 Building $10,000	$45,977 (+9.2%) Land $17,241 Building $28,736
2023		$16,000 Land $6,000 Building $10,000	$42,105 Land $15,789 Building $26,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures