103 Cherry Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 103 Cherry Cir, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 1979
Lot Size	0.327 acres (14,250 sqft)
Owner	Individual Name on File
Last Sale	$275,200 (Dec 2023)
Tax Bill	$1,231 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-02-04-0-009-063`

Property Details

APN / Parcel Number

Primary APN	`43-02-04-0-009-063`
Alternative APNs	`540534` `235963` `38762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,792 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Pool Area	768 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	540534
Street Address	103 CHERRY CIR
City	DAPHNE
State	AL
Zip	36526-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 UNIT 22 LAKE FOREST SUB PB8 PG38
Legal Subdivision	LAKE FOREST
Legal Block	U-22
Legal Lot Number	66
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10704

Owner

103 Cherry Cir is owned and occupied by an individual who bought it in December 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 CHERRY CIR, DAPHNE, AL 36526-8127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	20232101666
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 29, 2023
Property Address	103 CHERRY CIR, DAPHNE, AL 36526-8127
Document Number	0002101666
Map Reference	MB 8 PG 73
Instrument Date	Dec 29, 2023
Instrument	2101666
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, SENTINEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E WEISHEIMER RD, COLUMBUS, OH 43214-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 CHERRY CIR, DAPHNE, AL 36526-8127

Mortgage

Document Number	0002101667
Date	Dec 29, 2023
Instrument	2101667

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cherry Cir was $1,231 with a homeowner's exemption, down 0.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,231.00 (-0.89%) Homeowner's exemption
2025	$1,242.00	$27,980 Land $1,620 Building $26,360	$279,600 Land $16,100 Building $263,500
2023	$603.00 (+8.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$15,760 (-30.27%)	$247,000 (+9.34%) Land $16,800 Building $230,200
2022	$556.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,600	$225,900 Land $16,500 Building $209,400
2021	$556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Cherry Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cherry Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20