103 Chase Ave, Berea, KY 40403 Property Records

Madison County property record for 103 Chase Ave, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,075 sqft
Owner	Individual Name on Record
Last Sale	$152,000 (May 2023)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B001-0011-0002`

Property Details

APN / Parcel Number

Primary APN	`B001-0011-0002`
Alternative APNs	`133295` `86648` `63189`

Interior

Stories	1 Story
Building Area	1,075 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	63189
Street Address	103 CHASE AVE
City	BEREA
State	KY
Zip	40403-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL-N-DALE LOT 2 PH 1 BLK 1
Legal Subdivision	HILL-N-DALE
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3017
Census Tract	11201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CHASE AVE, BEREA, KY 40403-2273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 1, 2022	Deed, Transfer · Conventional Mortgage CUMBERLAND SECURITY BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	2014143270
Deed Book / Page	D837 / 666
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 3, 2023
Property Address	103 CHASE AVE, BEREA, KY 40403-2273
Document Number	00D837/666
Book / Page	D837 / 666
Map Reference	MB 6 PG 353
Instrument Date	Apr 27, 2023
Instrument	2014143270
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHASE AVE, BEREA, KY 40403-2273

Mortgage

Document Number	2014143271
Date	May 3, 2023
Instrument	2014143271

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 1, 2022
Property Address	103 CHASE AVE, BEREA, KY 40403-2273
Document Number	000D831/62
Book / Page	D831 / 62
Map Reference	MB 6 PG 353
Instrument Date	Oct 19, 2022
Instrument	2014117981
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3856 GLADMAN WAY, 3856, LEXINGTON, KY 40514-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 S CENTRAL AVE, SOMERSET, KY 42501-2110

Mortgage

Document Number	2014117983
Date	Nov 1, 2022
Instrument	2014117983

Lender

Name	CUMBERLAND SECURITY BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+10.76%) Additional exemption filed	$152,000 (+21.6%)	$152,000 (+21.6%)
2023	$1,635.00	$125,000	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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