DeKalb County property record for 103 Charter St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.256 acres (11,160 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,636 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-27-261-009 |
| Primary APN | 08-27-261-009 |
|---|
| Lot Area | 11,160 sqft (0.256 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 93 ft wide |
| Account Number | 0827261009 |
|---|---|
| Street Address | 103 CHARTER ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-4616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADT PARK SUB 14TH ADDITION - LOT 5 & W 3FT OF LOT 4 BLOCK 18 |
| Legal Subdivision | BRADT PARK SUB 14TH ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 5,4 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1400 |
103 Charter St is owned and occupied by two individuals.
Source: DeKalb County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CHARTER ST, DEKALB, IL 60115-4616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 103 CHARTER ST, DEKALB, IL 60115-4616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016501 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021016501 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2036 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,550 Land $13,038 Building $99,512 | $337,650 Land $39,114 Building $298,536 | |
| 2024 | $7,636.00 | ||
| 2023 | $89,612 Land $10,381 Building $79,231 | $268,836 Land $31,143 Building $237,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Charter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Charter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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