103 Charter Ct, Cary, NC 27511 Property Records

Wake County property record for 103 Charter Ct, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,305 sqft · built 1987
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2025)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0753.19-50-9158-000`

Property Details

APN / Parcel Number

Primary APN	`0753.19-50-9158-000`
Alternative APNs	`0753.19-50-9158 0163865` `0753509158` `016386501` `0163865`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	1,307 sqft (0.03 acres)
Porch	Open Porch
Porch Area	28 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	0163865
Street Address	103 CHARTER CT
City	CARY
State	NC
Zip	27511-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	LO46 COLONIAL TOWNES PH3 86-1897 BLDI
Legal Subdivision	COLONIAL TOWNES PH3
Legal Phase	3
Legal Lot Number	46
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1007
Census Tract	53518

Owner

Source: Wake County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CHARTER CT, CARY, NC 27511-5000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY FCU
Apr 29, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	202558784
Deed Book / Page	20008 / 2291
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	123130947
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 10, 2025
Property Address	103 CHARTER CT, CARY, NC 27511-5000
Document Number	20008/2291
Book / Page	20008 / 2291
Map Reference	MB 1986 PG 1897
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4805 AYDEN MILL RD, APEX, NC 27539-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHARTER CT, CARY, NC 27511-5000

Mortgage

Document Number	0200082293
Date	Sep 10, 2025
Instrument	20008/2293

Lender

Name	UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 29, 2019
Property Address	103 CHARTER CT, CARY, NC 27511-5000
Document Number	174250304
Book / Page	017425 / 000304
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CHARTER CT CARY NC 275115000, CARY, NC 27511-5000

Mortgage

Document Number	174250306
Date	Apr 29, 2019
Book Page	017425/000306

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00 (+40.51%)	$321,520 (+64.76%) Land $115,000 Building $206,520	$321,520 (-) Land $115,000 Building $206,520
2024			$321,520 (+64.76%) Land $115,000 Building $206,520
2023	$1,975.00	$195,148 Land $58,000 Building $137,148	$195,148 Land $58,000 Building $137,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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