103 Charles Ln, Aydlett, NC 27916 Property Records

Currituck County property record for 103 Charles Ln, Aydlett, NC 27916

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,280 sqft · built 2004
Lot Size	4.07 acres (177,725 sqft)
Owner	Individual Name on File
Last Sale	$395,500 (May 2021)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9914-53-1414`

Property Details

APN / Parcel Number

Primary APN	`9914-53-1414`
Alternative APNs	`0092000079B0000` `000159160` `9914-53`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	177,725 sqft (4.07 acres)
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000159160
Street Address	103 CHARLES LN
City	AYDLETT
State	NC
Zip	27916-9612
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 2 CURRITUCK COMFORT (H/364)
Legal Subdivision	CURRITUCK COMFORT PROP NEA
Legal Lot Number	2
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	3
Census Block	3009
Census Tract	110401

Owner

103 Charles Ln, a residential property, is owned by an individual who bought it in May 2021.

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1352, KITTY HAWK, NC 27949-1352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Special Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jul 2, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	0001621716
Deed Book / Page	1621 / 716
Record Updated	Jun 8, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 7, 2021
Property Address	103 CHARLES LN, AYDLETT, NC 27916-9612
Document Number	0016210716
Book / Page	1621 / 716
Map Reference	CAB H SL 364
Instrument Date	Apr 30, 2021
Instrument	364162
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,746.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1027, KITTY HAWK, NC 27949-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHARLES LN, AYDLETT, NC 27916-9612

Mortgage

Document Number	0000364163
Date	May 7, 2021
Instrument	364163

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	103 CHARLES LN, AYDLETT, NC 27916-9612
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014890445
Date	Jul 2, 2019
Book Page	1489/445
Instrument	344009

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Jun 14, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	103 CHARLES LN, AYDLETT, NC 27916-9612
Document Number	0014890431
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHARLES LN AYDLETT NC 279169612, AYDLETT, NC 27916-9612

Mortgage

Document Number	0014890431
Date	Jul 2, 2019
Book Page	001489/000431
Instrument	344008

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Jul 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.95%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Charles Ln was $1,746, up 0.5% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,746.00 (+0.52%)	$239,000 (-) Land $81,600 Building $157,400
2024	$1,737.00 (+9.59%)	$239,000 (-) Land $81,600 Building $157,400
2023	$1,585.00 (+18.46%)	$239,000 (-) Land $81,600 Building $157,400	$239,000 (-) Land $81,600 Building $157,400
2022	$1,338.00	$239,000 Land $81,600 Building $157,400	$239,000 (-) Land $81,600 Building $157,400
2021			$239,000 Land $81,600 Building $157,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Charles Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	11 (2011–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Charles Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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