103 Charles Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 103 Charles Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Jun 2018)
Tax Bill	$783 (2025)
Deeds & Mortgages	Jun 2018 Sale May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-02-T-2`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-02-T-2`
Alternative APNs	`27-37-28-02-0000T.0-0002.00` `2728663`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	276 sqft
Deck Area	680 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728663
Street Address	103 CHARLES DR
City	MELBOURNE
State	FL
Zip	32935-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ALMAR SUBD SEC B LOT 2 BLK T
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC B
Legal Block	T
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2014
Census Tract	64201

Owner

103 Charles Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CHARLES DR, MELBOURNE, FL 32935-6730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Warranty Deed, Transfer PENINSULA TITLE SERVICES
May 31, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Sep 30, 1996 · Amount on File
Deed Document Number	2018132175
Deed Book / Page	8187 / 1183
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 12, 2018
Property Address	103 CHARLES DR, MELBOURNE, FL 32935-6730
Document Number	0081871183
Book / Page	008187 / 001183
Instrument Date	Jun 7, 2018
Instrument	132175
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	PENINSULA TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$644.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CHARLES DR MELBOURNE FL 329356730, MELBOURNE, FL 32935-6730

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	103 CHARLES DR, MELBOURNE, FL 32935-6730
Document Number	0081902181
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CHARLES DR MELBOURNE FL 329356730, MELBOURNE, FL 32935-6730

Mortgage

Document Number	0081902181
Date	Jun 15, 2018
Book Page	008190/002181
Instrument	135557

Lender

Name	COMMUNITY CU/FL
Type	Credit Union
Address	ROCKLEDGE, FL 32965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,420 (+2.7%)	$198,800 (-7.52%)
2025	$783.00 (+11.06%) Homeowner's exemption	$79,280 (+5.98%)	$214,970 (+2.54%) Land $105,000 Building $109,970
2023	$705.00 (+7.14%) Homeowner's exemption	$74,810 (+2.99%)	$209,650 (+11.4%) Land $90,000 Building $119,650
2022	$658.00 Homeowner's exemption	$72,640	$188,200 Land $80,000 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Charles Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Charles Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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