103 Chaps Ct, Cary, NC 27513 Property Records

Wake County property record for 103 Chaps Ct, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,349 sqft · built 1997
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,443 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0744.04-70-5995-000`

Property Details

APN / Parcel Number

Primary APN	`0744.04-70-5995-000`
Alternative APNs	`0744.04-70-5995 0235435` `0744705995` `023543501` `0235435`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,349 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Area	140 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0235435
Street Address	103 CHAPS CT
City	CARY
State	NC
Zip	27513-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRCU
Legal Description	LO42 PROVIDENCE COMM SUB PH2 SE1 BM1997-
Legal Subdivision	PROVIDENCE COMM SUB PH2
Legal Phase	2
Legal Lot Number	42
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1003
Census Tract	53425

Owner

Source: Wake County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CHAPS CT, CARY, NC 27513-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2021
Deed Sale	Jan 20, 2021
Prior Sale	Jun 2, 2014 · Amount on Record
Deed Book / Page	18297 / 841
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	018297/841
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Jan 20, 2021
Property Address	103 CHAPS CT, CARY, NC 27513-8336
Document Number	018297/841
Book / Page	18297 / 841
Map Reference	MB 1997 PG 459
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHAPS CT, CARY, NC 27513-8336

Mortgage

Document Number	0018297845
Date	Jan 20, 2021
Instrument	18297/845

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,443.00 (+43.61%)	$632,727 (+68.16%) Land $240,000 Building $392,727	$632,727 (+68.16%) Land $240,000 Building $392,727
2023	$3,790.00	$376,260 Land $117,000 Building $259,260	$376,260 Land $117,000 Building $259,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20