103 Cepha Dr, Hazel Green, AL 35750 Property Records

Madison County property record for 103 Cepha Dr, Hazel Green, AL 35750 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,358 sqft · built 1992
Lot Size	0.502 acres (21,875 sqft)
Owner	Individual Name on File
Last Sale	$218,500 (May 2025)
Tax Bill	$554 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-23-0-002-069.000`

Property Details

APN / Parcel Number

Primary APN	`04-06-23-0-002-069.000`
Alternative APN	`501523`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	501523
Street Address	103 CEPHA DR
City	HAZEL GREEN
State	AL
Zip	35750-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 4 AMANDA ESTATES 2ND ADD PB 26 PG 42
Legal Range	01W
Legal Township	01S
Legal Section	23
Legal Subdivision	AMANDA ESTATES
Legal Block	4
Legal Lot Number	9
Jurisdiction	MADISON AL
Township / Civil Division	HAZEL GREEN
Census Block Group	3
Census Block	3000
Census Tract	10304

Owner

Source: Madison County records · APN 04-06-23-0-002-069.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 CEPHA DR, HAZEL GREEN, AL 35750-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 01, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 20, 2019	Warranty Deed, Transfer · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2025 · Amount on Record
Deed Sale	May 08, 2025 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	D202517772
Deed Book / Page	DEED2025 / 17772
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 CEPHA DR, HAZEL GREEN, AL 35750-8821
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEPHA DR, HUNTSVILLE, AL 35803

Mortgage

Document Number	0000047824
Date	Mar 11, 2026
Book Page	2026/47824

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 CEPHA DR, HAZEL GREEN, AL 35750-8821
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100081514
Date	Oct 01, 2021
Instrument	2021-00081514

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 20, 2019
Property Address	103 CEPHA DR, HAZEL GREEN, AL 35750-8821
Document Number	0000075947
Instrument Date	Nov 18, 2019
Instrument	75947
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CEPHA DR HAZEL GREEN AL 357508821, HAZEL GREEN, AL 35750-8821

Mortgage

Document Number	75948
Date	Nov 20, 2019
Instrument	75948

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+4.53%) Homeowner's exemption	$16,700 (+3.99%) Land $2,500 Building $14,200	$166,900 (+3.99%) Land $25,000 Building $141,900
2023	$530.00 (+9.73%) Homeowner's exemption	$16,060 (+8.66%) Land $2,500 Building $13,560	$160,500 (+8.59%) Land $25,000 Building $135,500
2022	$483.00 Homeowner's exemption	$14,780 Land $2,500 Building $12,280	$147,800 Land $25,000 Building $122,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890103043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 2% of Alabama
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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