103 Centifour Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 103 Centifour Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,492 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$362,985 (Oct 2020)
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44E15-11548`

Property Details

APN / Parcel Number

Primary APN	`44E15-11548`
Alternative APN	`8051623`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,474 sqft
Basement Area	1,031 sqft
Finished Basement	1,031 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Terrain	Rolling
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8051623
Street Address	103 CENTIFOUR DR
City	STEPHENSON
State	VA
Zip	22656-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SNOWDEN BRIDGE L1548 S15
Legal Subdivision	SNOWDEN BRIDGE SD
Legal Lot Number	1548
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records · APN 44E15-11548

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 CENTIFOUR DR, STEPHENSON, VA 22656-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202014569
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 16, 2020
Property Address	103 CENTIFOUR DR, STEPHENSON, VA 22656-2089
Document Number	0000014569
Instrument Date	Oct 13, 2020
Instrument	14569
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2020
Title Company	ACM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CENIFOUR DR STEPHENSON VA 22656, STEPHENSON, VA 22656

Mortgage

Document Number	14570
Date	Oct 16, 2020
Instrument	14570

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00 (+12.58%)	$484,600 Land $93,000 Building $391,600	$484,600 Land $93,000 Building $391,600
2025	$2,281.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.