103 Centerville Ct, Cary, NC 27513 Property Records

Wake County property record for 103 Centerville Ct, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,515 sqft · built 1994
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$808,000 (Apr 2023)
Tax Bill	$800 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0754.14-24-7477 0194131`

Property Details

APN / Parcel Number

Primary APN	`0754.14-24-7477 0194131`
Alternative APNs	`019413101` `0194131`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,515 sqft Heated Area
Attic Area	262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,761 sqft (0.269 acres)
Garage Area	660 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0194131
Old Parcel Number	019413101
Street Address	103 CENTERVILLE CT
City	CARY
State	NC
Zip	27513-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8P
Legal Description	LO112 PRSTN HIGHLND RIDGE PH1 BM1992-01055
Legal Township	04
Legal Subdivision	PRESTON HLND RDG PH I SEC 02
Legal Phase	1
Legal Lot Number	112
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1026
Census Tract	53523

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 CENTERVILLE CT, CARY, NC 27513-5656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	0019320278
Deed Book / Page	19320 / 278
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 27, 2023
Property Address	103 CENTERVILLE CT, CARY, NC 27513-5656
Document Number	019320/278
Book / Page	19320 / 278
Map Reference	MB 1992 PG 1055
Instrument Date	Feb 27, 2023
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 318, WINTERVILLE, NC 28590-0318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 CENTERVILLE CT, CARY, NC 27513-5656

Mortgage

Document Number	0019320281
Date	Apr 27, 2023
Instrument	19320/281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	103 CENTERVILLE CT, CARY, NC 27513-5656
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	181811165
Date	Nov 10, 2020
Book Page	18181/1165

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	103 CENTERVILLE CT, CARY, NC 27513-5656
Document Number	171120371
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	103 CENTERVILLE CT CARY NC 275135656, CARY, NC 27513-5656

Mortgage

Document Number	171120371
Date	Apr 30, 2018
Book Page	017112/000371

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$800.00	$525,179 Land $130,000 Building $395,179	$525,179 Land $130,000 Building $395,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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