St. Mary Parish property record for 103 Cedarwood St, Franklin, LA 70538
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2019) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | May 2019 Refinance May 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 2264681034.00 |
| Primary APN | 2264681034.00 |
|---|
| Street Address | 103 CEDARWOOD ST |
|---|---|
| City | FRANKLIN |
| State | LA |
| Zip | 70538-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 EASTWOOD SUBD BLK D ACQ 389 332328 |
| Legal Subdivision | EASTWOOD SUBDIVISION |
| Legal Block | D |
| Legal Lot Number | 20 |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 41500 |
103 Cedarwood St is owned and occupied by an individual who bought it in May 2019.
Source: St. Mary Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 CEDARWOOD ST, FRANKLIN, LA 70538-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANCOCK WHITNEY BANK |
| May 1, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 332328 |
| Deed Book / Page | 383 / 618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY LA |
| Property Address | 103 CEDARWOOD ST, FRANKLIN, LA 70538-6304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001564/432 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 1564/432 |
| Instrument | 347621 |
| Name | HANCOCK WHITNEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY LA |
| Recording Date | May 1, 2019 |
| Property Address | 103 CEDARWOOD ST, FRANKLIN, LA 70538-6304 |
| Document Number | 000383/618 |
| Book / Page | 383 / 618 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 332328 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 103 Cedarwood St was $1,626 with a homeowner's exemption.
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Franklin City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 Homeowner's exemption | $14,080 Land $2,000 Building $12,080 | $140,800 Land $20,000 Building $120,800 |
| 2023 | $1,258.00 Homeowner's exemption | $12,982 Land $2,000 Building $10,982 | $129,820 Land $20,000 Building $109,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Cedarwood St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 35 (1980–2021) |
| Claims Outside the SFHA | 16 of 35 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cedarwood St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
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