Baltimore County property record for 103 Cedarmere Rd, Owings Mills, MD 21117
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,162 sqft · built 1955 |
| Lot Size | 0.218 acres (9,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,700 (Jun 2010) |
| Tax Bill | $3,528 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer Mar 2021 Mortgage |
| APN | 04-0408080750 |
| Primary APN | 04-0408080750 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| Gross Area | 1,582 sqft |
| 1st Floor Area | 875 sqft |
| Basement Area | 287 sqft |
| Finished Basement | 287 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,512 sqft (0.218 acres) |
| Lot Dimensions | 168 ft deep x 107 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 420 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0408080750 |
|---|---|
| Street Address | 103 CEDARMERE RD |
| City | OWINGS MILLS |
| State | MD |
| Zip | 21117-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 103 CEDARMERE RD CEDARMERE |
| Legal Subdivision | CEDARMERE |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 404102 |
103 Cedarmere Rd is owned and occupied by two individuals who acquired it in October 2023.
Source: Baltimore County records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CEDARMERE RD, OWINGS MILLS, MD 21117-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2010 · Amount on File |
| Deed Sale | Jun 17, 2010 · Amount on File |
| Prior Sale | May 18, 2004 · Amount on File |
| Deed Document Number | 2010408436 |
| Deed Book / Page | 29571 / 1 |
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0485110130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 31, 2023 |
| Property Address | 103 CEDARMERE RD, OWINGS MILLS, MD 21117-2405 |
| Document Number | 0485110130 |
| Book / Page | 48511 / 130 |
| Map Reference | MB GLB 20 FO 29 |
| Instrument Date | Oct 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 103 CEDARMERE RD, OWINGS MILLS, MD 21117-2405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0443560452 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 44356/452 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220,833 | $251,700 Land $103,200 Building $148,500 | |
| 2024 | $3,528.00 (+112.79%) | ||
| 2023 | $1,658.00 | $200,067 | $205,400 Land $65,100 Building $140,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 103 Cedarmere Rd; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cedarmere Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures