103 Cedar St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 103 Cedar St, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,067 sqft · built 1884
Lot Size	0.193 acres (8,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Dec 2004)
Tax Bill	$5,518 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510800 56.109-2-16`

Property Details

APN / Parcel Number

Primary APN	`510800 56.109-2-16`
Alternative APN	`128370.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	814 sqft
Upper Floors Area	253 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,410 sqft (0.193 acres)
Lot Dimensions	145 ft deep x 58 ft wide

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	128370.000
Street Address	103 CEDAR ST
City	KINGSTON
State	NY
Zip	12401-5058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T4N
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2011
Census Tract	952100

Owner

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 CEDAR ST, KINGSTON, NY 12401-5058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2004 · Amount on Record
Deed Sale	Dec 1, 2004 · Amount on Record
Prior Sale	Dec 29, 2003 · Amount on Record
Deed Document Number	200434703
Deed Book / Page	3995 / 91
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	103 CEDAR ST, KINGSTON, NY 12401-5058
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000197
Date	Jan 6, 2023
Book Page	13015/116
Instrument	2023-197

Lender

Name	ULSTER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,518.00 (+117.24%)	$138,000 (-) Land $23,000 Building $115,000	$293,617 (+29.79%) Land $48,936 Building $244,681
2023		$138,000 (+55.93%) Land $23,000 Building $115,000	$226,230 (+78.94%) Land $37,705 Building $188,525
2022		$88,500 Land $23,000 Building $65,500	$126,429 Land $32,857 Building $93,572
2021	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20