103 Cedar St, Harvard, NE 68944 Property Records

Clay County property record for 103 Cedar St, Harvard, NE 68944

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,085 sqft)
Owner	Individual Name on Record
Tax Bill	$38 (2025)
Deeds & Mortgages	Oct 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`3669-00-0-60055-000-6574`

Property Details

APN / Parcel Number

Primary APN	`3669-00-0-60055-000-6574`
Alternative APN	`000657400`

Exterior

Lot Area	6,085 sqft (0.14 acres)
Lot Dimensions	53.8 ft deep x 87.8 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	103 CEDAR ST
City	HARVARD
State	NE
Zip	68944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SUB A LOT 44 & PT OF THE N4' OF SUB C LOT 47 & UND 1/5 INTEREST SUB C LOT 43 COURTS ADD HARVARD CITY
Legal Subdivision	COURTS ADD
Legal Lot Number	43-44
Jurisdiction	CLAY NE
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1198
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 103, HARVARD, NE 68944-0103
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Deed Document Number	20201114
Deed Book / Page	133 / 354
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	000133/354
Record Updated	Sep 20, 2026

October 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY NE
Recording Date	Oct 20, 2020
Property Address	103 CEDAR ST, HARVARD, NE 68944
Document Number	000133/354
Book / Page	133 / 354
Instrument Date	Oct 14, 2020
Instrument	2020-01114
Transaction Type	Foreclosure
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101, HARVARD, NE 68944-0101

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Harvard Township
Municipality	Harvard City
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,375 (+36.36%) Land $800 Building $2,575	$3,375 (+36.36%) Land $800 Building $2,575
2025	$38.00 (-25.49%)	$2,475 (-0.6%) Land $800 Building $1,675	$2,475 (-0.6%) Land $800 Building $1,675
2023	$51.00	$2,490 Land $910 Building $1,580	$2,490 Land $910 Building $1,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARVARD serves 1,000 people · EPA ID NE3103502
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.51 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar St

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