103 Cedar Ln, Broadalbin, NY 12025 Property Records

Fulton County and Broadalbin Town property record for 103 Cedar Ln, Broadalbin, NY 12025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 1976
Lot Size	1.08 acres (47,250 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2026)
Tax Bill	$5,875 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
APN	`172201 137.15-10-2`

Property Details

APN / Parcel Number

Primary APN	`172201 137.15-10-2`
Alternative APNs	`220113701500100020000000` `03010181071`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	47,250 sqft (1.08 acres)
Lot Dimensions	270 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03010181071
Street Address	103 CEDAR LN
City	BROADALBIN
State	NY
Zip	12025-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	OLD PARCEL=03-01-181.0007
Legal Block	10
Legal Lot Number	2.000
Jurisdiction	FULTON NY
Township / Civil Division	BROADALBIN
Census Block Group	2
Census Block	2006
Census Tract	971501

Owner

103 Cedar Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Fulton County and Broadalbin Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2082 COUNTY ROUTE 107, AMSTERDAM, NY 12010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Deed Document Number	202696057
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Mar 26, 2026
Property Address	103 CEDAR LN, BROADALBIN, NY 12025-2169
Document Number	0202696057
Instrument Date	Mar 25, 2026
Instrument	2026-96057
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2082 COUNTY ROUTE 107, AMSTERDAM, NY 12010

Mortgage

Document Number	0202696058
Date	Mar 26, 2026
Instrument	2026-96058

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cedar Ln was $5,875 with a homeowner's exemption, down 20.1% from the year before.

Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Broadalbin Town
Municipality	Broadalbin Village
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,875.00 (-20.14%) Homeowner's exemption
2025	$7,357.00	$154,000 Land $30,200 Building $123,800	$308,370 Land $60,473 Building $247,897
2023		$154,000 Land $30,200 Building $123,800	$278,280 Land $54,572 Building $223,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 Cedar Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROADALBIN (V) serves 1,500 people · EPA ID NY1700017
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20