Giles County property record for 103 Cates Rd, Lawrenceburg, TN 38464
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,250 sqft · built 1962 |
| Lot Size | 4.83 acres (210,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Nov 2019) |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028090 01101 |
| Primary APN | 028090 01101 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 210,395 sqft (4.83 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 840 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 103 CATES RD |
|---|---|
| City | LAWRENCEBURG |
| State | TN |
| Zip | 38464-8224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: R01 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 920500 |
103 Cates Rd is owned and occupied by an individual who acquired it in March 2026.
Source: Giles County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 29, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 15, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 20, 2026 | Intrafamily Transfer, Transfer · VA Mortgage 1ST RATE HOME MORTGAGE INC |
| Nov 13, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | May 12, 1989 · Amount on File |
| Deed Document Number | 2019124167 |
| Deed Book / Page | 382 / 791 |
| Last Transfer Date | Mar 3, 2026 |
| Transfer Doc | 0000157434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000146240 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | DT656/429 |
| Instrument | 23146240 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000134623 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | DT621/553 |
| Instrument | 21134623 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000152968 |
|---|---|
| Date | May 15, 2025 |
| Book Page | DT678/188 |
| Instrument | 25152968 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILES TN |
| Recording Date | Mar 20, 2026 |
| Property Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Document Number | 0000157434 |
| Book / Page | D416 / 686 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 25157434 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Document Number | 0000157435 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 26157435 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILES TN |
| Recording Date | Nov 13, 2019 |
| Property Address | 103 CATES RD, LAWRENCEBURG, TN 38464-8224 |
| Document Number | 0000124167 |
| Book / Page | 000382 / 000791 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 124167 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CATES RD LAWRENCEBURG TN 384648224, LAWRENCEBURG, TN 38464-8224 |
| Document Number | 124168 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 000588/000462 |
| Instrument | 124168 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2034 |
The 2025 property tax bill for 103 Cates Rd was $949, up 16% from the year before.
Source: Giles County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 (+16.01%) | $41,175 (-) Land $18,275 Building $22,900 | |
| 2024 | $818.00 | $41,175 (-) Land $18,275 Building $22,900 | |
| 2023 | $818.00 | $41,175 (-) Land $18,275 Building $22,900 | |
| 2022 | $818.00 | $41,175 Land $18,275 Building $22,900 | $164,700 Land $73,100 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Cates Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Mar 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cates Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PES Energize Fiber | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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