103 Castlestone Ln, Matthews, NC 28104 Property Records

Union County property record for 103 Castlestone Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,278 sqft · built 2003
Lot Size	0.571 acres (24,873 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Oct 2020)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-048-059`

Property Details

APN / Parcel Number

Primary APN	`06-048-059`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,873 sqft (0.571 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Deck Area	174 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 CASTLESTONE LN
City	MATTHEWS
State	NC
Zip	28104-7277
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#97 BLACKSTONE PH1 OPCF965
Legal Subdivision	BLACKSTONE
Legal Lot Number	97
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4002
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CASTLESTONE LN, MATTHEWS, NC 28104-7277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Dec 27, 2002 · Amount on Record
Deed Document Number	202041350
Deed Book / Page	7844 / 635
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	103 CASTLESTONE LN, MATTHEWS, NC 28104-7277
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CASTLESTONE LN, STALLINGS, NC 28104-7277

Mortgage

Document Number	0000854290
Date	Aug 5, 2022
Book Page	8542/90
Instrument	27761

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 14, 2020
Property Address	103 CASTLESTONE LN, MATTHEWS, NC 28104-7277
Document Number	0007844635
Book / Page	7844 / 635
Map Reference	CAB F PG 964
Instrument Date	Oct 13, 2020
Instrument	41350
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 ODINGSELL CT, 211, SAINT HELENA ISLAND, SC 29920-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CASTLESTONE LN, MATTHEWS, NC 28104-7277

Mortgage

Document Number	0000041351
Date	Oct 14, 2020
Instrument	41351

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	103 CASTLESTONE LN, MATTHEWS, NC 28104-7277
Document Number	7585317
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CASTLESTONE LN MATTHEWS NC 281047277, MATTHEWS, NC 28104-7277

Mortgage

Document Number	7585317
Date	Feb 14, 2020
Book Page	007585/000317
Instrument	4993

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,500 (-) Land $146,800 Building $614,700	$761,500 (-) Land $146,800 Building $614,700
2025	$3,537.00 (+20.84%)	$761,500 (+62.68%) Land $146,800 Building $614,700	$761,500 (+62.68%) Land $146,800 Building $614,700
2023	$2,927.00	$468,100 Land $109,000 Building $359,100	$468,100 Land $109,000 Building $359,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Castlestone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures