103 Carter Ter, Hackettstown, NJ 07840 Property Records

Warren County and Hackettstown Town property record for 103 Carter Ter, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	2,018 sqft · built 1969
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Jul 2026)
Tax Bill	$11,811 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00112-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`08-00112-0000-00018`
Alternative APN	`080011200018`

Interior

Stories	2 Stories
Building Area	2,018 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	151 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	103 CARTER TER
City	HACKETTSTOWN
State	NJ
Zip	07840-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Subdivision	HEIGHTS/HACKETTSTOWNSEC 02
Legal Block	112
Legal Lot Number	18
Jurisdiction	WARREN NJ
Township / Civil Division	HACKETTSTOWN
Census Block Group	3
Census Block	3033
Census Tract	31402

Owner

Source: Warren County and Hackettstown Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	2026639415
Deed Book / Page	3586 / 81
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 16, 2026
Property Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002
Document Number	0000639415
Book / Page	3586 / 81
Instrument Date	Jul 2, 2026
Instrument	2026639415
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002

Mortgage

Document Number	0000639416,
Date	Jul 16, 2026
Book Page	7929/1
Instrument	2026639416

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7170/151
Date	Aug 24, 2021
Book Page	7170/151
Instrument	2021-559632

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002
Document Number	0000512020
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CARTER TER HACKETTSTOWN NJ 078401002, HACKETTSTOWN, NJ 07840-1002

Mortgage

Document Number	0000512020
Date	Jun 26, 2019
Book Page	006720/000206
Instrument	512020

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	103 CARTER TER, HACKETTSTOWN, NJ 07840-1002
Document Number	0000474429
Book / Page	006438 / 000045
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CARTER TER HACKETTSTOWN NJ 078401002, HACKETTSTOWN, NJ 07840-1002

Mortgage

Document Number	0000474429
Date	Apr 26, 2017
Book Page	006438/000045
Instrument	474429

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2032

Tax Assessment & Valuation

Source: Warren County and Hackettstown Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Hackettstown Town
Unified School District	Hackettstown Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,700 (-) Land $117,400 Building $222,300	$339,700 (-) Land $117,400 Building $222,300
2025	$11,811.00 (+1.7%)	$339,700 (-) Land $117,400 Building $222,300	$339,700 (-) Land $117,400 Building $222,300
2024	$11,614.00 (+4.75%)
2023		$339,700 Land $117,400 Building $222,300	$339,700 Land $117,400 Building $222,300
2022	$11,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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