103 Carpenter St, Providence, RI 02903 Property Records

Providence City property record for 103 Carpenter St, Providence, RI 02903

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3,162 sqft · built 1940
Lot Size	0.151 acres (6,558 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Mar 2019)
Tax Bill	$10,857 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:28 L:500`

Property Details

APN / Parcel Number

Primary APN	`PROV M:28 L:500`
Alternative APNs	`P:0280500 L:0000` `14970`

Interior

Units	9 Units
Stories	1 Story
Building Area	3,162 sqft Total Area
Gross Area	3,450 sqft
1st Floor Area	3,162 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,558 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	14970
Street Address	103 CARPENTER ST
City	PROVIDENCE
State	RI
Zip	02903-3094
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C-2
Legal Lot Number	500
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Armory Historic District listed 1974 · 1,098 contributing resources · NRIS 74000047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Carpenter St, a commercial property, is owned by a company that bought it in March 2019.

Source: Providence City records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	870 OAKLAWN AVE, CRANSTON, RI 02920-2658
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage DEBRA L KENNEDY
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Sep 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage ANTONIO CAPRIO JR
Dec 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 28, 2019	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Deed Document Number	2019223256
Deed Book / Page	12315 / 289
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	103 CARPENTER ST, PROVIDENCE, RI 02903-3094
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014675-316
Date	Mar 18, 2026
Book Page	14675/316
Instrument	2026411925

Lender

Name	DEBRA L KENNEDY

Agreement

Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	103 CARPENTER ST, PROVIDENCE, RI 02903-3094
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013879-69
Date	May 26, 2023
Book Page	13879/69
Instrument	2023347093

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	103 CARPENTER ST, PROVIDENCE, RI 02903-3094
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12490-319
Date	Sep 23, 2019
Book Page	12490/319
Instrument	237618

Lender

Name	ANTONIO CAPRIO JR

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 30, 2020
Property Address	103 CARPENTER ST, PROVIDENCE, RI 02903-3094
Document Number	12964-116
Book / Page	012964 / 000116
Instrument Date	Dec 29, 2020
Instrument	274673
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	879 OAKLAWN AVE CRANSTON RI 02920, CRANSTON, RI 02920

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 28, 2019
Property Address	103 CARPENTER ST, PROVIDENCE, RI 02903-3094
Document Number	12315-289
Book / Page	012315 / 000289
Instrument Date	Mar 28, 2019
Instrument	223256
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 GANSETT AVE CRANSTON RI 029102422, CRANSTON, RI 02910-2422

Mortgage

Document Number	12315-292
Date	Mar 28, 2019
Book Page	012315/000292
Instrument	223257

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 103 Carpenter St was $10,857.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,857.00	$371,800 Land $130,200 Building $241,600
2023	$12,131.00 (-0.84%)	$345,600 (-) Land $86,800 Building $258,800
2022	$12,234.00	$345,600 Land $86,800 Building $258,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 103 Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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