Derby City property record for 103 Caroline St, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,856 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (Feb 2024) |
| Tax Bill | $8,640 (2026) |
| Deeds & Mortgages | Jun 2024 Transfer Apr 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:146 |
| Primary APN | DERB M:8 B:5 L:146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 388 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 2380 |
|---|---|
| Street Address | 103 CAROLINE ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1922 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CDD |
| Legal Block | 5 |
| Legal Lot Number | 146 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 120200 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 CAROLINE ST, DERBY, CT 06418-1922 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 4, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 26, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 20, 2024 | Warranty Deed, Transfer |
| Feb 14, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Feb 14, 2022 · Amount on Record |
| Deed Document Number | 2024186 |
| Deed Book / Page | 920 / 113 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0000926-17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jun 4, 2024 |
| Property Address | 103 CAROLINE ST, DERBY, CT 06418-1922 |
| Document Number | 0000926-17 |
| Book / Page | 926 / 17 |
| Instrument Date | May 31, 2024 |
| Instrument | 609 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 GREENBRIAR RD, OXFORD, CT 06478-1149 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Apr 26, 2024 |
| Property Address | 103 CAROLINE ST, DERBY, CT 06418-1922 |
| Document Number | 0000924-88 |
| Book / Page | 924 / 88 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 469 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 GREENBRIAR RD, OXFORD, CT 06478-1149 |
| Document Number | 0000000470 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 470 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Feb 20, 2024 |
| Property Address | 103 CAROLINE ST, DERBY, CT 06418-1922 |
| Document Number | 000920-113 |
| Book / Page | 920 / 113 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 186 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Feb 14, 2022 |
| Property Address | 103 CAROLINE ST, DERBY, CT 06418-1922 |
| Document Number | 0000876-29 |
| Book / Page | 876 / 29 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 296 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000297 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 297 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,640.00 (+38.28%) | $224,770 (+55.42%) Land $23,800 Building $200,970 | $395,306 (+290.49%) |
| 2025 | $6,248.00 | $144,620 (-) Land $16,620 Building $128,000 | $101,234 Land $11,634 Building $89,600 |
| 2024 | $6,248.00 (+11.93%) | ||
| 2023 | $5,582.00 | $144,620 (-) Land $16,660 Building $127,960 | |
| 2022 | $5,582.00 | $144,620 Land $16,660 Building $127,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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