103 Cardinal Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 103 Cardinal Rd, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1963
Lot Size	0.274 acres (11,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Jan 2025)
Tax Bill	$1,755 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`413-12`

Property Details

APN / Parcel Number

Primary APN	`413-12`
Alternative APNs	`0493430000` `461435000` `490018038` `014352`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,931 sqft (0.274 acres)
Lot Dimensions	151 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490018038
Street Address	103 CARDINAL RD
City	JACKSONVILLE
State	NC
Zip	28546-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L33 S1 BC CARDINAL VILLAGE
Legal Subdivision	CARDINAL VILLAGE SEC 1
Legal Block	C
Legal Lot Number	33
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1022
Census Tract	1301

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Apr 5, 2023	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Apr 5, 2023 · Amount on Record
Deed Book / Page	6293 / 147
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	CERTIFIED TITLE, CERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604

Mortgage

Document Number	0064550627
Date	Oct 15, 2025
Book Page	6455/627

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 5, 2023
Property Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604
Document Number	0059410409
Book / Page	5941 / 409
Map Reference	MB 7 PG 76
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 IVERLEIGH LN, JACKSONVILLE, NC 28540-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604

Mortgage

Document Number	0005941412
Date	Apr 5, 2023
Instrument	5941-412

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 30, 2021
Property Address	103 CARDINAL RD, JACKSONVILLE, NC 28546-4604
Document Number	0055050289
Book / Page	5505 / 289
Map Reference	MB 7 PG 76
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 HARVEST MOON DR, 158, RICHLANDS, NC 28574-8348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WESTMONT RD, JACKSONVILLE, NC 28540-4230

Mortgage

Document Number	0005505292
Date	Jun 30, 2021
Instrument	5505/292

Lender

Name	PLUS RELOCATION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,755.00 (+2.39%)	$201,910 (+47.77%) Land $60,000 Building $141,910	$201,910 (+47.77%) Land $60,000 Building $141,910
2023	$1,714.00	$136,639 Land $30,000 Building $106,639	$136,639 Land $30,000 Building $106,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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