Suffolk County and Smithtown Town property record for 103 Caramel Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,332 sqft · built 1963 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Oct 2009) |
| Tax Bill | $18,761 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 41.-4-56 |
| Primary APN | 473489 41.-4-56 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 2,707 sqft |
| 1st Floor Area | 1,452 sqft |
| 2nd Floor Area | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 103 CARAMEL RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-196026 TC-52 *3601 SEC 2 LOT 50 BRIAN HOMES AT COMMACK |
| Legal Subdivision | MAP OF BRIAN HOMES AT COMMACK |
| Legal Block | 4 |
| Legal Lot Number | 56 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 135101 |
103 Caramel Rd is owned and occupied by two individuals who bought it in October 2009.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CARAMEL RD, COMMACK, NY 11725-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2009 · Amount on File |
| Deed Sale | Oct 9, 2009 · Amount on File |
| Prior Sale | Aug 31, 1993 · Amount on File |
| Deed Document Number | 2009905785 |
| Deed Book / Page | 12602 / 652 |
| Prior Transfer Date | Jan 29, 2003 |
| Record Updated | Sep 20, 2026 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,482 Land $800 Building $5,682 | $810,250 Land $100,000 Building $710,250 | |
| 2024 | $18,761.00 | ||
| 2023 | $7,252 Land $800 Building $6,452 | $8,336 Land $920 Building $7,416 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Caramel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Caramel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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