103 Cara Ln, Beaufort, NC 28516 Property Records

Carteret County property record for 103 Cara Ln, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2013)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7305.07.69.6427000`

Property Details

APN / Parcel Number

Primary APN	`7305.07.69.6427000`
Alternative APNs	`65980` `21926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Heated Area
Gross Area	2,184 sqft
1st Floor Area	220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Cottage
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	21926
Street Address	103 CARA LN
City	BEAUFORT
State	NC
Zip	28516-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L36 THE OAKS AT BEAUFORT
Legal Subdivision	THE OAKS AT BEAUFORT PH 3
Legal Block	69
Legal Lot Number	36
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	1
Census Block	1007
Census Tract	970304

Owner

103 Cara Ln is owned by two individuals who bought it in May 2013.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2072 SULLIVAN PARK CIR, BURLINGTON, NC 27215-9832
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on File
Deed Sale	May 10, 2013 · Amount on File
Prior Sale	Jan 7, 2005 · Amount on File
Deed Document Number	20131446342
Deed Book / Page	1446 / 342
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	103 CARA LN, BEAUFORT, NC 28516-9027
Document Number	0016940296
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CARA LN CROSSNORE NC 28616, CROSSNORE, NC 28616

Mortgage

Document Number	0016940296
Date	Nov 4, 2020
Book Page	001694/000296

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 103 Cara Ln was $3,483.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,601 (-) Land $152,880 Building $442,721	$595,601 (-) Land $152,880 Building $442,721
2025	$3,483.00	$595,601 Land $152,880 Building $442,721	$595,601 Land $152,880 Building $442,721
2023		$296,335 Land $129,662 Building $166,673	$296,335 Land $129,662 Building $166,673
2022	$2,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Cara Ln in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	96 units insured incl. 8 condo units
Nearby Flood Claims	40 (1980–2024)
Claims Outside the SFHA	6 of 40
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 5 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Cara Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20